PROMOTION A-Z GUIDE

TOPICS TO READ:

👉RBI FACTS
👉CHEQUE AND ITS FEATURES
👉TYPES OF ACCOUNT
👉OMBUDSMAN (20 lac in july 2017)

👉PRIORITY SECTOR LENDING

👉KYC POLICY

👉NPA
👉BASEL
👉FOREX BASIC (FOR SCALE 2 AND ABOVE)

ABOUT OWN BANK
👉BANK HISTORY
👉CURRENT PRODUCTS
👉CURRENT SCHEMES
👉BASIC SCHEMES AND ACCOUNTS TYPES


CURRENT AFFAIRS:

👉DEC 2018 CURRENT AFFAIRS MCQ

SCHEMES :
👉SCHEMES RELATED TO BANKING
👉  VARIOUS SCHEMES BY PM MODI
👉 PMJDY (PRADHAN MANTRI JAN DHAN YOJANA)
👉 APY (ATAL PENSION YOJANA)
👉BHIM APP
👉FATF MCQ
👉BANKING APPS OF BANKS


👉STATIC GK


EVERY BANK HAS DIFFERENT CRITERIA OF DIVIDING THE SYLBS. BE PREPARED ACC TO THAT.

STATIC GK A-Z GUIDE

Here Sharing important posts links related to static gk
Hope you find it useful.
Happy Reading :)

CAIIB ABM Unit 22 Human Implications Of Organisations

Discussion Topic 23.12.2018 : Motivation

Meenakshi:
maslow hierarchy theory has identified how many needs??

V K:
Five

pinky:
5

Meenakshi:
✅

earned respect is under which need??

pinky:
Self esteem

Meenakshi:
✅

Job security is under which need of maslow needs ??

pinky:
Safety and security

Meenakshi:
ERG theory is givrn by whom n expand it ??

pinky:
Clayton alderfer

Sagar Singh:
Existence..relatadnes ..growthh

Meenakshi:
Instrumentality theory is another name of which theory ?

Sagar Singh:
Vroom

Meenakshi:
ye qus aya tha iss bar in mrng shift

pinky:
Vroom expectancy theory

Meenakshi:
vroom expectancy model theory has how many elements ??

pinky:
3

Meenakshi: name them
pinky: Expectancy
Instrumentality
Valence

Meenakshi: ..... is the value of a person assigns to  his desired reward

ans is valence

Herzberg theory is based on two factors .. name them
pinky: Motivation
Hygeine or maintenance factor

Meenakshi: name the factors among the following as per herzberg theory

salary
recognition
status
personal life
interpersonal relation
achievement

pinky: Under hygeine
Salary
Status
Personal life
Interpersonal relationships

Elective Retail Questions

By Murugan Sir :

Answer the following questions regarding Sukanya Samriddhi Yojana

1. SSY can be opened for ...... (i) Your girl child, (ii) Your boy child, (iii) your adopted girl child

a. Only (i) and (ii)

b. Only (i) and (iii)

c. Only (ii) and (iii)

d. (i), (ii) and (iii)

2. Pre-Mature Withdrawal of up to 50% of the amount is allowed after the account holder turns ...... for the requirement of ......

a. 18 year, marriage

b. 18 year, marriage or higher education

c. 21 year, marriage

d. 21 year, marriage or higher education

3. ...... on this account is also exempted from income tax. (i) Interest, (ii) Maturity amount

a. Only (i)

b. Only (ii)

c. Either (i) or (ii)

d. Both (i) and (ii)

4. How many number of deposits permitted in a year? (i) No fixed number of deposits, (ii) The depositor can deposit a multiple of Rs 100 through out the year, (iii) Maximum 12 number of deposits in a year

a. Only (i) and (ii)

b. Only (i) and (iii)

c. Only (ii) and (iii)

d. (i), (ii) and (iii)

5. The account is limited for ...... of the parents

a. 1 Girl Child

b. 2 Girl Children

c. 3 Girl Children

d. 2 girl children or 3 in case of twin girls as second birth or the first birth itself results in 3 girl children

6. After the maturity Period, you will get the interest rate of ......

a. Savings Deposit

b. 6%

c. 7%

d. No interest

7. List of documents required for opening a SSY Account are ...... (i) Certificate of Birth of the Girl child, (ii) Proof of Address of parents/guardians, (iii) Proof of identity of the parents/guardian

a. Only (i) and (ii)

b. Only (i) and (iii)

c. Only (ii) and (iii)

d. (i), (ii) and (iii)

8. SSY account can be opened under the name of the girl child, till she attains an age of ......

a. 10 years

b. 11 years

c. 12 years

d. 14 years

9. The maximum limit for deposits in the SSY account is Rs. ...... per year

a. 1,00,000

b. 1,50,000

c. 2,00,000

d. No limit

10. The maturity duration of the account is ...... from the date of opening the account

a. 10 years

b. 14 years

c. 21 years

d. 25 years

11. Maximum period upto which deposits can be made is ...... from the date of opening of the account

a. 10 years

b. 14 years

c. 21 years

d. 25 years

Answers :

1-b, 2-b, 3-d, 4-a, 5-d, 6-d, 7-d, 8-a, 9-b, 10-c, 11-b

Bharat QR - A QR code consists of black squares arranged in a square grid on a white background, which can be read by an imaging device such as a camera.

QR contains information about the item to which it is attached.

Answer the following questions regarding Bharat QR.

1. Bharat QR is ...... Mobile payment solution

a. P2P (Person to Person)

b. P2M (Person to Merchant)

c. M2P (Merchant to Person)

d. M2M (Merchant to Merchant)

2. Bharat QR is mutually derived among ...... payment networks. (i) NPCI, (ii) Visa, (iii) Mastercard

a. Only (i) and (ii)

b. Only (i) and (iii)

c. Only (ii) and (iii)

d. (i), (ii) and (iii)

3. What are the charges for using Bharat QR?

a. No additional charges for making transaction through Bharat QR

b. Depends on the Bank

c. Depends on the App

d. Depends upon the transaction amount

4. Can multiple bank cards be linked on same App?

a. No. Multiple cards can't be linked in a single app

b. Yes. Multiple cards of multiple banks can be linked in a single app

c. Yes. Multiple cards of the same bank can be linked in a single app

d. None of the above

5. First factor of 2FA for Bharat QR is MPIN for the mobile application login. Second factor is taken as ...... (i) MPIN, (ii) OTP, (iii) ATM pin

a. Only (i) or (ii)

b. Only (i) or (iii)

c. Only (ii) or (iii)

d. (i) or (ii) or (iii)

6. What is the Daily transaction limit?

a. Rs. 10000

b. Rs. 20000

c. Rs. 50000

d. Set at Bank’s end

7. How many Bharat QR transactions can be done in a day?

a. 25

b. There is no limit on number of transactions

c. There is no limit on number of transactions but subject to daily transaction amount limits on your Debit/Credit Cards

d. Set at Bank's end

Answers :

1-b, 2-d, 3-a, 4-c, 5-d, 6-d, 7-c

Retail Banking-Case Study on Credit Card

Mr X has been enjoying a credit card from ABC Bank. The bank has fixed a spending limit of Rs. 200000 lac on his card. During July 2016, he made purchase of Rs. 150000 and paid on due date (10 Aug 2016) Rs. 120000 being a part of the outstanding amount of Rs. 150000. On 11 Aug 2016, he made additional purchase of Rs. 70000. Rate of interest charged by bank is 2 % per month.

Answer the following questions

01. What would be the minimum payment requirement on credit card dues during any month?

a. 3% of due

b. 5% of due

c. 8% of due

d. 10% of due

02. As the bank charges interest at 2% per month, what would be the annual effective rate to the user?

a. 24.52%

b. 26.82%

c. 27.92%

d. 28.64%

03. Daily interest charged on outstanding balance as on 11 Aug 2016 will be ......

a. Rs.60.50

b. Rs.65.75

c. Rs.70.10

d. Rs.75.25

04. Total interest Charged on 10 Sep 2016 will be ......

a. Rs.1865

b. Rs.1908

c. Rs.1973

d. Rs.2036

Ans - c

05. If Mr A wants to clear all his dues on the due date on 10 Sept 2016, what amount would be required to pay ......

a. Rs.30000

b. Rs.70000

c. Rs.100000

d. Rs.101913

Solution

1-b

Minimum payment require 5%

2-b

Effective interest rate=(1+r)^n-1

= (1+0.02)^12-1

= 1.26824-1

= 0.26824

= 26.82%

3-b

Daily interest charged=Due outstanding*12/365*r

=(30000+70000)*12/365*0.02

=100000*12*.02/365

=24000/365

=65.75

4-c

Total interest charged= no of days outstanding * Daily interest

From 11 Jul 2016 to 10 Aug 2016 = 30 days

=30*65.75

=1973

5-d

outstanding amount+additional purchase+interest

= 30000+70000+1973

= 101973

Based on the following information/data answer the questions

Land Area Sq.mt - 725

Total Built-up area Sq.mt - 325

Permissible FSI - 1

Rate of construction cost per sq.mt - Rs. 5000

Rate of land cost per sq.mt - Rs. 2000

Desired yield - 9%

Usable Carpet area sq.mt - 250

Monthly rent on carpet area basis per sq.mt - Rs. 50

Usable outgoing (Assuming 1/6 of the yield)

01. The total cost of Construction is ......

a. Rs. 975000

b. Rs. 1500000

c. Rs. 2525000

d. Rs. 2275000

02. The encumbrance factor is ......

a. 0.833

b. 1.075

c. 0.75

d. 0.66

03. Desired yield is ......

a. RS. 87750

b. RS. 204750

c. RS. 135000

d. None of the above

04. The net Annual yield is ......

a. RS. 125000

b. RS. 150000

c. RS. 225000

d. None of the above

05. What will be the usable FSI?

a. 328 Sq. meters

b. 450 Sq. meters

c. 400 Sq. meters

d. 475 Sq. meters

Solution

1-d

Cost of construction = 325 x 5000 = 1625000

Cost of FSI used = 325 x 2000 = 650000

Total cost = 2275000

2-a

Estimated Yield = 50 x 250 x 12 = 150000

Usual outgoings = 1/6 of yield = 150000/6 = 25000

Net annual yield = 125000

Hence, encumbrance factor Net Annual yield/Estimated yield

= 125000/150000 = 0.833

3-b

Desired Yield = Total cost*%desired rate of return

=2275000 x 0.09 

=204750

4-a

Estimated Yield = monthly rent on carpet area*usable carpet area*month

50 x 250 x 12 = 150000

Usual outgoings = 1/6 of yield = 150000/6 = 25000

Net annual yield=Estimated yield-usual out going

=150000-25000

=125000

5-c

Usable FSI = Land area-Total builtup area

725 - 325 

= 400 Sq meter

Solution

1-d

Cost of construction = 325 x 5000 = 1625000

Cost of FSI used = 325 x 2000 = 650000

Total cost = 2275000

2-a

Estimated Yield = 50 x 250 x 12 = 150000

Usual outgoings = 1/6 of yield = 150000/6 = 25000

Net annual yield = 125000

Hence, encumbrance factor Net Annual yield/Estimated yield

= 125000/150000 = 0.833

3-b

Desired Yield = Total cost*%desired rate of return

=2275000 x 0.09 

=204750

4-a

Estimated Yield = monthly rent on carpet area*usable carpet area*month

50 x 250 x 12 = 150000

Usual outgoings = 1/6 of yield = 150000/6 = 25000

Net annual yield=Estimated yield-usual out going

=150000-25000

=125000

5-c

Usable FSI = Land area-Total builtup area

725 - 325 

= 400 Sq meter

Solution

1-b

Minimum payment require 5%

2-b

Effective interest rate=(1+r)^n-1

= (1+0.02)^12-1

= 1.26824-1

= 0.26824

= 26.82%

3-b

Daily interest charged=Due outstanding*12/365*r

=(30000+70000)*12/365*0.02

=100000*12*.02/365

=24000/365

=65.75

4-c

Total interest charged= no of days outstanding * Daily interest

From 11 Jul 2016 to 10 Aug 2016 = 30 days

=30*65.75

=1973

5-d

outstanding amount+additional purchase+interest

= 30000+70000+1973

= 101973

Answers :

1-b, 2-d, 3-a, 4-c, 5-d, 6-d, 7-c

Answers :

1-b, 2-b, 3-d, 4-a, 5-d, 6-d, 7-d, 8-a, 9-b, 10-c, 11-b

December Current Affairs MCQ

Q1. India has been ranked _____ in World Economic Forum (WEF) gender gap index 2018.

 103rd

 101st

 113th

 108th

 130th

D

Q2. Which of the following country topped the WEF’s Global Gender Gap Report 2018?

 Belgium

 Iceland

 Norway

 Singapore

 The USA

✅iceland top

Q3. International Migrants Day (IMD) is observed every year on __________.

 1st December

 10th December

 18th December

 20th December

 14th December

3✅ 18th

Q4. What is the theme for International Migrants Day (IMD) 2018?

 Migration with Dignity

 Migration to live

 Migration for life

 Migration with family

 Need of the Migrants

1

Q5. Which of the following country/organisation has declared 2019 as the Year of Tolerance?

 World Economic Forum

 India

 United Kingdom

 United Nations

 United Arab Emirates

5

Q6. Who among the following has been appointed as the Additional Director of CBI by the Appointments Committee of the Cabinet?

 Vijay Shanker Tiwari

 Ranjit Sinha

 Alok Verma

 M Nageswara Rao

 Deepak Kumar

Rao

Q7. Name the Foreign Affairs Minister of South Korea, who co-chaired the 9th India-ROK Joint Commission meeting in New Delhi.

 Lee Nak-yeon

 Kang Kyung-wha

 Park Won-soon

 Moon Jae-in

 Lee Jae-myung

2

Q8. Who among the following has been named People for the Ethical Treatment of Animals (PETA) India’s Person of the Year for 2018?

 Deepika Padukon

 Kapil Sharma

 Sonakshi Sinha

 Sonam Kapoor

 Anil Kapoor

4

Q9. Tulsi Giri has passed away. He was the former Prime Minister of which of the following country?

 Bangladesh

 Bhutan

 Nepal

 Cambodia

 Mauritius

Nepal

Q10. Charles Michel has resigned amid pressure on his government over his support for the UN global compact on migration. He was the Prime minister of _______.

 Spain

 Belgium

 Italy

 Hungry

 Austria

2

Q11. Union Minister of Textiles, Smriti Zubin Irani, presented awards to handicrafts exporters in New Delhi. Who is the present Minister of State for Textiles?

 Ravi Shankar Prasad

 Ramvilas Paswan

 Pema Khandu

 Ajay Tamta

 Jitendra Singh

4

Q12. The GSLV F 11 carrying GSAT 7A was successfully launched from the Space research Centre __________.

 Port Blaire

 Sriharikota

 Mahendragiri

 Pokhran

 Jodhpur

2

Q13. What is the currency of South Korea?

 South Korean won

 South Korean yuan

 South Korean baht

 South Korean yen

 South Korean krona

1✅s. won

GSAT 11 from where it was launched?

French govt launches it for India

Q14. Who is the present director of ISRO?

 G. Satheesh Reddy

 A. S. Kiran Kumar

 K. Sivan

 Mylswamy Annadurai

 B. N. Suresh

3

Dec 6-10

Union Cabinet approved implementation of Shahpurkandi Dam Project on river Ravi in Punjab, with central Assistance of ____ rupees for irrigation component, for over 5 years from 2018-19 to 2022-23?
1) Rs 567.77 crore
2) Rs 485.38 crore
3) Rs 985.65 crore
4) Rs 679.90 crore
5) None of these

2✅

Where was the 223rd meeting of the Central Board of Trustees (CBT), EPFO (Employees’ Provident Fund Organisation) held on 4th December 2018?
1) New Delhi
2) Mumbai
3) Kolkata
4) Indore
5) None of these

A✅

Who was appointed as Chief Economic Advisor for a period of 3 years, on 7th December 2018?
1) Ravi Shankar A S
2) Krishnamurthy Subramanian
3) Leena Thomas
4) Manish Chauhan
5) None of these

2✅

The 10th edition of ‘INDRA NAVY’, the bilateral exercise between the navies of India and which country started at Vishakhapatnam, on 9th December 2018?
1) Australia
2) Russia
3) France
4) United States of America
5) None of these

2

Finance ministry has approved _____ rupees investment for FY19 and FY20 to upgrade Doordarshan (DD) and All India Radio (AIR)?
1) Rs 850 crore
2) Rs 670 crore
3) Rs 450 crore
4) Rs 980 crore
5) None of these

1✅

Union Cabinet approved the strategic sale of what per cent of the Government of India’s equity shareholding in Rural Electrification Corporation (REC) to Power Finance Corporation (PFC) along with transfer of management control, on 6th December 2018?
1) 44.58 %
2) 67.56 %
3) 41.50 %
4) 52.63%
5) None of these

1

____ was appointed as additional director on the board of Axis Bank to replace incumbent Shikha Sharma, on 8th December 2018?
1) Suraj Prasad
2) Amitabh Chaudhry
3) Shiv Kumar Kandala
4) Tapas Jain
5) None of these

C

Where was “Conference on EU-India Partnership for Cultural Heritage Conservation” held on 4th and 5thDecember 2018?
1) Kolkata
2) Guwahati
3) New Delhi
4) Kochi
5) None of these

3

Where was the Military Literature Festival (MLF) 2018 held from 7th to 9th December 2018?
1) New Delhi
2) Dehradun
3) Kolkata
4) Chandigarh
5) None of these

4

Union Cabinet approved the launch of National Mission on Interdisciplinary Cyber-Physical Systems (NM-ICPS), at a total outlay of ____ rupees for a period of 5 years, on 6th December 2018?
1) Rs 3660 crore
2) Rs 4235 crore
3) Rs 1296 crore
4) Rs 5678 crore
5) None of these

1✅

Which state government launched a new programme for transparency and awareness on various government schemes, called PEETHA (Peoples Empowerment Enabling Transparency and Accountability), on 4th December 2018?
1) Telangana
2) Gujarat
3) Assam
4) Odisha
5) None of these

4✅

Name the Union Minister for Electronics & IT, Law & Justice, who launched a National Challenge for Youths, “Ideate for India – Creative Solutions using Technology”, in New Delhi, on 6th December 2018?
1) Suresh Prabhu
2) Narendra Singh Tomar
3) Ravi Shankar Prasad
4) Manoj Sinha
5) None of these

3✅

name the former managing director of Facebook India, who has joined SoftBank as its first venture partner at its $100 billion Vision Fund?
1) Juanita Remington
2) Kirthiga Reddy
3) Rashmika Patil
4) Pavithra Gunasekaran
5) None of these

2✅

The ____ session of Policy Commission of World Customs Organisation was held in Mumbai from 3rd to 5thDecember 2018?
1) 80th
2) 75th
3) 68th
4) 91st
5) None of these

1✅

Union Cabinet approved a Memorandum of Understanding (MoU) between India and the United States of America (USA) focused on Scientific and Technical Cooperation in which field, on 6th December 2018?
1) Earth Sciences
2) Maritime Defence
3) Genetic Engineering
4) Food Processing and Technology
5) None of these

1✅

The the Kannur International Airport Ltd (KIAL) was inaugurated in which state on 9th December 2018?
1) Tamil Nadu
2) Kerala
3) Telangana
4) Maharashtra
5) None of these

2✅

Central government announced the inclusion of Gangotri, Yamunotri, Amarkantak and _____ under the Pilgrimage Rejuvenation and Spiritual, Heritage Augmentation Drive (PRASAD) scheme, on 4th December 2018?
1) Kanyakumari
2) Parasnath
3) Coorg
4) Anantapur
5) None of these

2✅

Union Cabinet approved a MoU between India and which country, that was signed in June 2018, focused on postage stamp, and following which Commemorative Postage Stamps including depiction of “Manipuri Dance” of India were released?
1) South Korea
2) Armenia
3) Egypt
4) Kazakhstan
5) None of these

2✅

India’s first underwater museum will be opened in _____, in a decommissioned Indian Naval vessel named INS Cuddalore?
1) Odisha
2) Maharashtra
3) Puducherry
4) Andhra Pradesh
5) None of these

3✅

Name the person who is the most followed world leader on Instagram, according to the Twiplomacy study 2018, conducted by Burson-Marsteller, an international public relations and communications firm?
1) Donald Trump
2) Narendra Modi
3) Joko Widodo
4) Pope Francis
5) None of these

2✅

Which country has approved a new law allowing foreign blue-collar workers into the country to ease labour shortages from April 2019?
1) Australia
2) Ethiopia
3) Spain
4) Japan
5) None of these

4✅

Which nation has the most powerful passport, according to Global Passport Power Rank 2018, launched by Arton Capital?
1) United States
2) Singapore
3) United Arab Emirates (UAE)
4) United Kingdom
5) None of these

3✅

Radha Mohan Singh, Union Agriculture and Farmers Welfare Minister, laid foundation stone of Pusa Kisan Haat in Indian Council of Agricultural Research’s (ICAR) Agricultural Technology Information Centre (ATIC) in _____, on 6th December 2018?
1) New Delhi
2) Mumbai
3) Kolkata
4) Chennai
5) None of these

1✅

What is the repo rate as per 5th Bi-Monthly Monetary Policy released by Reserve Bank Of India (RBI), on 5thDecember 2018?
1) 6 %
2) 6.25 %
3) 6.5 %
4) 5.75 %
5) None of these

3✅

Which Australian cricketer broke an unwanted 130-year-old record in Australian cricket when he lost his wicket for just 2 runs, on 7th December 2018?
1) Shaun Marsh
2) Tim Paine
3) David Warner
4) Glen Maxwell
5) None of these

1✅

National Bank for Agriculture and Rural Development (NABARD) signed a loan agreement worth _____ with Green Climate Fund (GCF) to boost rooftop solar power capacity projects through private sector participation, on 8th December 2018?
1) USD 100 million
2) USD 250 million
3) USD 300 million
4) USD 170 million
5) None of these

1✅

Bharti Enterprises chairman ____ has received ESCP Europe’s highest honour ‘Doctor Honoris Causa’ for his innovative entrepreneurship and contribution towards philanthropy in education?
1) Sunil Bharti Mittal
2) Aunbrata Biswas
3) Arpit Singh
4) Ranjan Mishra
5) None of these

1✅

Index of industrial production (IIP) slowed down to what per cent in September 2018, as per 5th Bi-Monthly Monetary Policy released by Reserve Bank Of India (RBI)?
1) 3.8 %
2) 4.5 %
3) 5.2 %
4) 2.75 %
5) None of these

2✅

Which bank has approved a $400 million loan for a Water Sanitation Project in Andhra Pradesh?
1) Asian Development Bank (ADB)
2) Asian Infrastructure Investment Bank (AIIB)
3) World Bank
4) SoftBank
5) None of these

2✅

Who has retained the position of top newsmaker in India in the year 2018, according to the Yahoo Year in Review list?
1) Virat Kohli
2) Narendra Modi
3) Anushka Sharma
4) Rahul Gandhi
5) None of these

2✅

Who won the Miss World 2018 crown at the 68th edition of the Miss World event held in the Chinese city, Sanya, on 8th December 2018?
1) Nicolene Pichapa
2) Maria Vasilevich
3) Kadijah Robinson
4) Vanessa Ponce de Leon
5) None of these

4✅

Ministry of Road Transport and Highways has notified amendments to central Motor Vehicles Rules, 1989, and announced that all new vehicles will be sold pre-fitted with the high-security registration plates from _____?
1) 1 April 2019
2) 1 January 2019
3) 1 March 2019
4) 1 July 2019
5) None of these

1✅

Name the cricketer who set a new record of having the most double tons in Ranji Trophy history, after he scored his eighth double ton in the competition, on 7th December 2018?
1) Paras Dogra
2) Aditya Kaushik
3) Ishant Sharma
4) Atul Parikhar
5) None of these

1✅

What was the GDP (Gross domestic product) prediction for India for 2018-19, as mentioned in the 5th Bi-Monthly Monetary Policy released by Reserve Bank Of India (RBI)?
1) 7.6 %
2) 7.9 %
3) 7.4%
4) 7.7 %
5) None of these

3✅

Name the environmentalist who won the Lifetime Service Award in Sanctuary Wildlife Awards 2018, presented by Sanctuary Wildlife Foundation, on 8th December 2018?
1) Vandana Shiva
2) Rohit Choudhury
3) Imran Siddiqui
4) Iho Mitapo
5) None of these

1✅

Where was the Global Venture Capital Summit held on 7th December 2018?
1) Madhya Pradesh
2) Maharashtra
3) Goa
4) Tamil Nadu
5) None of these

3✅

Name the Pakistani Nobel Peace Prize-winner who was honored by Harvard University in the United States for her work in promoting girls’ education, on 6th December 2018?
1) Asma Jahangir
2) Malala Yousafzai
3) Sabeen Mahmud
4) Farzana Bari
5) None of these

2✅

Which institute won the DSCI Excellence Award 2018, given by Data Security Council of India (DSCI), for its contributions in Cyber Security education, on 8th December 2018?
1) Indian Institute of Madras (IIT), Madras
2) Indian Institute of Madras (IIT), Kharagpur
3) National Institute of Technology (NIT), Trichy
4) Indian Institute of Scicences (IISc), Bangalore
5) None of these

2✅

The number of patents granted by India increased by what per cent in 2017, as per WIPO’s “World Intellectual Property Indicators 2018” report released in Geneva?
1) 50 %
2) 25 %
3) 40 %
4) 30 %
5) None of these

1✅

Which Union Ministry was conferred the Skoch Award for National Significance in New Delhi, on 7th December 2018?
1) Ministry of Home Affairs
2) Ministry of New and Renewable Energy
3) Ministry of Women and Child Development
4) Ministry of Railways
5) None of these

2✅

Ministry of shipping approved a Freight Village worth _____ rupees in Varanasi adjoining Inland Waterways Terminal at River Ganga, on 6th December 2018?
1) Rs 156 crore
2) Rs 250 crore
3) Rs 345 crore
4) Rs 400 crore
5) None of these

1✅

_____ was presented the lifetime achievement award at the Trinity Arts Festival in Chennai, on 8th December 2018?
1) Sundaram Iyengar
2) T T Srinivasaraghavan
3) Rohit Bakshi
4) Kiran Rao
5) None of these

2✅

India has the ____ highest FinTech adoption rate among digitally active consumers at 52 %, according to EY FinTech Adoption Index, released on 4th December 2018?
1) Third
2) Fifth
3) Fourth
4) Second
5) None of these

4✅

Vice President M.Venkaiah Naidu released two books named “The Republican Ethic” in English and “Loktantra ke Swar” in Hindi, on 8th December 2018. These books contain compilation of selected speeches made by ____?
1) Prime Minister Ram Nath Kovind
2) President Ram Nath Kovind
3) Former Prime Minister Atal Bihari Vajpayee
4) Union Minister Arun Jaitley
5) None of these

2✅

Name the person who stepped down as MD and CEO of Axis Capital, on 4th December 2018?
1) Ajay Khuntia
2) Dharmesh Mehta
3) Ramesh Parekh
4) Vikas Singh
5) None of these

2✅

Who was elected as the 14th chairman of the Coca-Cola Company, on 6th December 2018?
1) Muhtar Kent
2) James Quincey
3) Joel Davis
4) Sean Goldman
5) None of these

2✅

Which pair has become India’s Second Inland Water Transport origin destination pair for containerized cargo movement on National Waterway-1?
1) Paradip-Cuttack
2) Kolkata-Patna
3) Mumbai-Chennai
4) Panaji-Kochi
5) None of these

2✅

Roshni Nadar Malhotra, Kiran Mazumdar-Shaw, Shobhana Bhartia and _____ are the 4 Indians featured in the World’s 100 Most Powerful Women of 2018 released by Forbes?
1) Deepika Padukone
2) PV Sindhu
3) Priyanka Chopra
4) Mary Kom
5) None of these

3✅

Which country launched its Chang’e-4 moon mission to reach the far side of the moon for the first time, on 7thDecember 2018?
1) Japan
2) Russia
3) South Korea
4) China
5) None of these

4✅

Reserve Bank of India (RBI) has announced that India’s current account deficit (CAD) widened to ____ % of the Gross domestic product (GDP) in the July-September quarter of the current fiscal?
1) 3.5 %
2) 2.9 %
3) 4.5 %
4) 1.8 %
5) None of these

2✅

DH C:
Reserve Bank of India (RBI) has announced that India’s current account deficit (CAD) widened to ____ % of the Gross domestic product (GDP) in the July-September quarter of the current fiscal?
1) 3.5 %
2) 2.9 %
3) 4.5 %
4) 1.8 %
5) None of these

2✅

Chirag Negandhi and ____ have been made Joint Managing Directors and Co-Chief Executive Officers of Axis Capital?
1) Suraj PS
2) Salil Pitale
3) Nitesh Lade
4) Arushi Sharma
5) None of these

2✅

Food and Agriculture Organisation (FAO) Council has approved India’s proposal to observe which year as International Year of Millets?
1) 2019
2) 2021
3) 2023
4) 2025
5) None of these

3✅

Where was Regional Customs Enforcement Meeting (RCEM) conducted by Directorate of Revenue Intelligence (DRI) on 4th and 5th December 2018?
1) Mumbai
2) Bhopal
3) Chandigarh
4) New Delhi
5) None of these

4✅

Which country became the world’s leading exporter of Liquified Natural Gas (LNG) for the first time, on 7thDecember 2018?
1) Qatar
2) United States of America
3) Iran
4) Australia
5) None of these

4✅

Indian Premier League (IPL) franchise Delhi Daredevils were renamed as _____, on 4th December 2018?
1) Delhi Patriots
2) Delhi Capitals
3) Delhi Rebels
4) Delhi Warrior
5) None of these

2✅

_____ scientists have made nanowire devices from zinc oxide crystals that can inherently process and even store information?
1) American
2) Indian
3) German
4) Australian
5) None of these

3✅

India is the _____ highest emitter of carbon dioxide in the world, accounting for 7 % of global emissions in 2017, according to a study by Global Carbon Project?
1) Second
2) Third
3) Fourth
4) Fifth
5) None of these

3✅

Which country has retained its position as the world’s top recipient of remittances in 2018 with its diaspora sending $80 billion back home, according to World Bank?
1) India
2) China
3) Mexico
4) Egypt
5) None of these

1✅

Who became the youngest and the fifth Indian to win the Asian Tour Order of Merit in golf, on 8th December 2018?
1) Shubhankar Sharma
2) Anirban Lahiri
3) Shiv Kapoor
4) Jeev Milkha Singh
5) None of these

1✅

Which country has become the first Latin American Country to join China’s Belt and Road Initiative?
1) Mexico
2) Costa Rica
3) Panama
4) Argentina
5) None of these

3✅

Export-Import Bank of India (EXIM Bank) announced extension of credit facility of _____ dollars to Tanzania for water supply projects in the country, on 7th December 2018?
1) USD 500 million
2) USD 210 million
3) USD 400 million
4) USD 350 million
5) None of these

1✅

Which cricketer scored 267 unbeaten on his first-class debut and broke a 24-year-old world record of highest score on first-class debut, on 8th December 2018?
1) Sunil Joshi
2) Ajay Rohera
3) Ramesh Chandar
4) Vinay Madhukar
5) None of these

2✅

Where was the world’s largest Arabic audio library launched on 6th December 2018?
1) Abu Dhabi, United Arab Emirates (UAE)
2) Dubai, United Arab Emirates (UAE)
3) Riyadh, Saudi Arabia
4) Muscat, Oman
5) None of these

2✅

The ____ edition of National Shooting Championship Competitions (NSCC) was organized by National Rifle Association of India in Shotgun and Rifle/Pistol categories at Jaipur and Thiruvananthapuram respectively, during November – December 2018?
1) 53rd
2) 62nd
3) 49th
4) 23rd
5) None of these

2✅

Name the writer who has been selected for Sahitya Akademi Award 2018 under novel category in Hindi language?
1) Inderjeet Kesar
2) Anees Salim
3) Chitra Mudgal
4) Mushtaq Ahmed
5) None of these

3✅

Which country has become the first country to abolish all fares on public transport by 2019?
1) Luxembourg
2) Monaco
3) Ireland
4) Japan
5) None of these

1✅

Belisario Betancur passed away on 8th December 2018. He was the former President of which country?
1) Austria
2) Italy
3) Colombia
4) Vietnam
5) None of these

3✅

Forbes India 2018 Celebrity 100, released on 6th December 2018, was topped by ____?
1) Deepika Padukone
2) Salman Khan
3) Shah Rukh Khan
4) Virat Kohli
5) None of these

2✅

Nebankur Gupta popularly known as ‘Nobby’ who had served at several major companies, died on 7th December 2018. He belonged to which field?
1) Human Resource Developement
2) Marketing
3) Artificial Intelligence
4) Genetic Engineering
5) None of these

2✅

Which country tops in road deaths with 1.51 lakh road deaths in 2016, according to the Global Status Report on Road Safety, released on 7th December 2018?
1) United States
2) India
3) China
4) South Korea
5) None of these

2✅

Who topped Forbes India rich list 2018, released on 6th December 2018?
1) Azim Premji
2) Mukesh Ambani
3) Lakshmi Mittal
4) Pallonji Mistry
5) None of these

2✅

Russia’s Lyudmila Alexeyeva died on 8th December 2018. She was a ____?
1) Human Rights Activist
2) Actress
3) Doctor
4) Politician
5) None of these

1✅

Where did the two day 175th Meeting of the Organization of Petroleum Exporting Countries(OPEC) Conference & one day 5th OPEC and Non OPEC Ministerial Meeting, conclude, on 7th December 2018?
1) Doha, Qatar
2) Riyadh, Saudi Arabia
3) Vienna, Austria
4) Melbourne, Australia
5) None of these

3✅

Fitch Ratings, in its Global Economic Outlook report, has lowered India’s GDP (Gross Domestic Product) growth forecast to what per cent for current fiscal?
1) 7.4 %
2) 7.2 %
3) 7.1 %
4) 7.0 %
5) None of these

2✅

When was the 16th International Anti-Corruption Day (IACD) observed by the United Nations?
1) December 4
2) December 3
3) December 6
4) December 9
5) None of these

4✅

Which state has become the first state in India to create a fund for high-end technology and innovation, named ‘Science & Technology Innovation (STI) Fund’ and has approved 50-crore rupees for the fund?
1) Kerala
2) Telangana
3) Madhya Pradesh
4) Gujarat
5) None of these

4✅

Swedish firm Spowdi and Indian firm EMVEE signed a MoU, on 3rd December 2018, to set up local manufacturing and assembly unit in which city?
1) Bengaluru
2) Mumbai
3) New Delhi
4) Chennai
5) None of these

1✅

The Cooperative department of Punjab decided to merge how many District Central Cooperative Banks (DCCBs) with the Punjab State Cooperative Bank (PSCB), on 3rd December 2018?
1) 20
2) 35
3) 70
4) 55
5) None of these

1✅

When did Indian Navy celebrate Submarine Day to commemorate the induction of the first submarine, the erstwhile INS Kalvari, into the Navy in 1967?
1) December 6
2) December 7
3) December 8
4) December 9
5) None of these

3✅

CA quizz (dec 11-15)

NITI Aayog has launched ‘AI 4 All Global Hackathon’ to develop AI (Artificial Intelligence) Applications to make positive social and economic impact in India, in partnership with which Singapore based AI startup?
1) iRobot
2) Thoughtworks
3) Perlin
4) Freshwork
5) None of these

3✅

Finance Minister Arun Jaitley has announced the rise in contribution of the government in National Pension Scheme (NPS) to ____ % from existing 10 %, burdening the government by Rs 2,840 crore for 2019-20?
1) 15 %
2) 16 %
3) 14 %
4) 12 %
5) None of these

3✅

Anshuman Gaekwad, Shantha Rangaswamy and _____ comprise the ad-hoc committee formed by Board of Control for Cricket in India (BCCI) to select head coach of the national women’s senior cricket team?
1) Kapil Dev
2) Saurav Ganguly
3) Anil Kumble
4) Virendra Sehwag
5) None of these

1✅

Indian Navy’s first flyaway Deep Sea Submarine Rescue System was inducted by Chief of Naval staff, Admiral Sunil Lanba. It will be operated and deployed by Submarine Rescue Unit (West) from its base in which city?
1) Mumbai
2) Mangaluru
3) Kochi
4) Vishakapatnam
5) None of these

1✅

Name the head of the 7-member panel constituted by the government to select managing directors of public sector insurance companies, on 13th December 2018?
1) G N Bajpai
2) Mathew Varghese
3) T Bhargava
4) B P Sharma
5) None of these

4✅

Which Indian city will host the second event of the Hockey Series Finals from June 6 to 16 2019?
1) Mumbai
2) Raipur
3) Bhubaneswar
4) Kolkata
5) None of these

3✅

Kazakhstan opened a consulate, under the leadership of the managing director of Chandan Steel Limited _____, in Gujarat to further business partnership, on 10th December 2018?
1) Dilip Chandan
2) Ram Kishan Maurya
3) Vishwas Chandan
4) Shyam Kumar
5) None of these

1✅

Which state/union territory government launched a 10-day special inspection drive named “Operation Minimum Wage” on 10th December 2018, to check implementation of minimum wage rules?
1) Puducherry
2) Delhi
3) Telangana
4) Uttar Pradesh
5) None of these

2✅

Which country announced the installation of the world’s first “floating” nuclear power plant (FNPP), on 11thDecember 2018?
1) China
2) Japan
3) Russia
4) United States of America
5) None of these

3✅

Name Flipkart’s CFO (Chief Financial Officer) who has been given additional charge as COO (Chief Operating Officer)?
1) Sriram Venkataraman
2) Nitin Seth
3) Kalyan Krishnamoorthy
4) Ananth Narayanan
5) None of these

1✅

Where was the 18th India-Russia Inter-Governmental Commission on Military Technical Cooperation (IRIGC-MTC), held on 13th December 2018?
1) Dehradun
2) New Delhi
3) Mumbai
4) Kochi
5) None of these

2✅

Name the IAS (Indian Administrative Service) Officer who took Oath of Office and Secrecy as Member of Union Public Service Commission (UPSC) on 13th December 2018?
1) Bharat Bhushan Vyas
2) Rujuta Dev
3) Sita Raman S
4) Vinay Mittal A K
5) None of these

1✅

Where was the first International Conference, on the theme- ‘Sustainable Water Management’, held on 10th and 11th December 2018?
1) Rohtak, Haryana
2) Dehradun, Uttarakhand
3) Mohali, Punjab
4) Kochi, Kerala
5) None of these

3✅

Reserve Bank of India (RBI) imposed a fine amounting to ____ rupees on Indian Bank for violating cyber security norms, on 11th December 2018?
1) Rs 2 crore
2) Rs 5 crore
3) Rs 3 crore
4) Rs 1 crore
5) None of these

4✅

The number of countries with strong policy frameworks for sustainable energy increased from 17 to ____ in the eight years till 2017, according to ‘Regulatory Indicators for Sustainable Energy (RISE) 2018 report’ released by World Bank?
1) 23
2) 45
3) 59
4) 62
5) None of these

3✅

_____ is the first deceased journalist to be honoured with the Time Magazine’s 2018 Person of the Year award?
1) Jamal Khashoggi
2) Yasin Azeem
3) Rustum Daffne
4) Mike Delfino
5) None of these

1✅

Which district became the 23rd district of Arunachal Pradesh on 9th December 2018?
1) Shi Yomi
2) Min Shu
3) Sei Jong
4) Jeo Rada
5) None of these

1✅

_____ was appointed as the new Chairman of Society for Worldwide Interbank Financial Telecommunication (SWIFT) India, on 10th December 2018?
1) Amrita Rao
2) Arundhati Bhattacharya
3) Rujuta Singh
4) Shivkumar Shukla
5) None of these

2✅

‘PCS1x’, a cloud based new generation technology, to increase ease of doing business was launched by Indian Ports Association (IPA), on 11th December 2018. What does “C” represent in PCS?
1) Cloud
2) Communication
3) Code
4) Community
5) None of these

4✅

Tamil Nadu Government launched 24-hour toll free helpline number ____ for women facing domestic violence and sexual harassment to get assistance such as police help, legal aid or medical services, on 10th December 2018?
1) 108
2) 181
3) 193
4) 175
5) None of these

2✅

Name NASA (National Aeronautics and Space Administration)’s probe that became the second human-made object in history to reach the edge of our solar system, on 10th December 2018?
1) Voyager 2
2) Soyus 3
3) Galaxy 2
4) Star Rider 2
5) None of these

1✅

Asian Development Bank (ADB) in its supplement report “Asian Development Outlook (2018)” has retained India’s growth forecast at ____% for FY19 and 7.6% for FY20?
1) 7.5 %
2) 7.3 %
3) 7.7 %
4) &.2 %
5) None of these

2✅

Indian Railway Catering and Tourism Corporation (IRCTC) launched the Buddhist Circuit Tourist Train, on 8thDecember 2018, which will tour for _____ days, across several cities?
1) 24
2) 12
3) 16
4) 30
5) None of these

3✅

When did UNICEF (United Nations International Children Emergency Fund) celebrate its 71st foundation day?
1) December 9
2) December 10
3) December 11
4) December 12
5) None of these

3✅

Where was Vivah Panchami, the wedding of Lord Rama and Goddess Sita, celebrated on 12th December 2018?
1) Dhaka, Bangladesh
2) Janakpur, Nepal
3) Uttar Pradesh, India
4) Colombo, Sri Lanka
5) None of these

2✅

Which entity announced that it will implement an ‘Ombudsman Scheme for Digital Transactions’ covering services provided by entities falling under Reserve Bank’s regulatory jurisdiction?
1) Union Ministry of Finance
2) State Bank of India (SBI)
3) Reserve Bank of India (RBI)
4) Indian Banks’ Association (IBA)
5) None of these

3✅

Name the Uttar Pradesh based startup that won 2018 UN Climate Action Award at the United Nations (UN) Climate Change Conference (COP 24) in Katowice, Poland, on 11th December 2018?
1) GreenTouch
2) HelpUsGreen
3) GreenUs
4) GrowGreen
5) None of these

2✅

India signed an ascension pact to the 30-member Trans Regional Maritime Network (T-RMN), on December 10, 2018. T-RMN is led by which country?
1) France
2) Russia
3) United States
4) Italy
5) None of these

4✅

Where was the 54th SKOCH Summit on the State of Power, Oil and Gas held on 5th December 2018?
1) Mumbai
2) Dehradun
3) Raipur
4) New Delhi
5) None of these

4✅

Foreign Direct Investment (FDI) inflows to South and South-West Asia decreased by 6% to _____ dollars in 2017, as per UN Economic and Social Commission for Asia and the Pacific (ESCAP) report?
1) USD 63 billion
2) USD 42 billion
3) USD 55 billion
4) USD 38 billion
5) None of these

1✅

Which state hosted the AdventureNext 2018 event from 3rd to 5th December 2018?
1) Maharashtra
2) Arunachal Pradesh
3) Madhya Pradesh
4) Jammu and Kashmir
5) None of these

3✅

India’s Defence Minister Nirmala Sitharaman was on a 5-day visit to the United States from 3rd to 7th December 2018, at the invitation of the United States Secretary of Defence _____?
1) James N Mattis
2) Mike Pompeo
3) Kenneth Juster
4) Philip S Davidson
5) None of these

1✅

Ministry of Commerce and Industry released India’s 1st Agriculture Export Policy 2018, aimed to propel India to become a USD 5 trillion economy before ____?
1) 2023
2) 2025
3) 2031
4) 2028
5) None of these

2✅

India and _____ signed a revised Inter-Governmental Agreement on restructuring the existing IRIGC-MTC to the IRIGC on Military and Military Technical Cooperation, on 13th December 2018?
1) United States of America
2) Nepal
3) Russia
4) Japan
5) None of these

3✅

Name the 24th Governor of Reserve Bank of India (RBI) who resigned on 10th December 2018?
1) Dr. Raghuram Rajan
2) Dr. Urjit Patel
3) Dr. Arvind Subramaniam
4) Dr. Surjit Bhalla
5) None of these

2✅

Where was the National conference ‘AYUSHCHARYA’ on Dinacharya (Daily Regimen) and Ritucharya (Seasonal Regimen) for public health promotion, held on 10th and 11th December 2018?
1) Mumbai
2) Kolkata
3) Puducherry
4) New Delhi
5) None of these

4✅

Where is the Pratibha Parva programme to nurture talent in school children, organized from 13th to 15thDecember 2018?
1) Delhi
2) Maharashtra
3) Madhya Pradesh
4) Goa
5) None of these

3✅

____ resigned as Chief Executing Officer (CEO) of online Fashion Retailer Myntra, on 10th December 2018?
1) Ananth Narayanan
2) Vivek Kumar Singh
3) Himanshu Singh
4) Abhishek Singhania
5) None of these

1✅

Japan has selected a Chinese character(Symbol) to define the year 2018. What does the character mean?
1) Success
2) Disaster
3) Glory
4) Downfall
5) None of these

2✅

Name the country which announced that it will organise a Gita festival in February 2019?
1) Sri Lanka
2) Nepal
3) Mauritius
4) Maldives
5) None of these

3✅

Scientists from Fujian Normal University of which country have developed a “rewritable” paper that can be drawn or printed on over and over again by changing the temperature?
1) Japan
2) China
3) South Korea
4) Indonesia
5) None of these

2✅

Where was India’s first private sector unit for manufacturing unmanned aerial vehicles (UAVs) inaugurated on 14th December 2018?
1) Mumbai
2) Mangaluru
3) Ghaziabad
4) Hyderabad
5) None of these

4✅

Which state government announced the creation of an umbrella university named after former Prime Minister late Atal Bihari Vajpayee, on 12th December 2018?
1) Gujarat
2) Uttar Pradesh
3) Himachal Pradesh
4) Karnataka
5) None of these

2✅

Which company won the Prime Minister’s Trophy for the ‘Best Performing Integrated Steel Plant’ in India for the performance year 2016-17?
1) Steel Authority of India Limited (SAIL)
2) Tata Steel Limited
3) JSW Steel Limited
4) Essar Steel Limited
5) None of these

2✅

Which Indian cricketer became the first Indian Captain to win a Test in South Africa, England and Australia, on 10th December 2018?
1) Rohit Sharma
2) Virat Kohli
3) Mahendra Singh Dhoni
4) Shikhar Dawan
5) None of these

2✅

Which state has been selected by the Union Ministry of Agriculture for “Krishi Karman” award in the rice category, that will be awarded in February 2019?
1) West Bengal
2) Kerala
3) Jharkhand
4) Karnataka
5) None of these

3✅

Where was the third exhibition of the 2nd series of collection titled “Uncrowned Glory – An exhibition of Ethnic Ornaments of Himachal Pradesh” inaugurated on 11th December 2018?
1) Shimla
2) Manali
3) New Delhi
4) Mumbai
5) None of these

3✅

_____ was appointed the next Ambassador of India to the Republic of Guinea, on 14th December 2018?
1) Manoj Kumar
2) T.C. Barupal
3) Ashutosh Sharma
4) Manish Chandan
5) None of these

2✅

Name the Intelligence Bureau Director who received an extension of tenure for six months, on 14th December 2018?
1) Rajiv Jain
2) PK Singh
3) RK Malhotra
4) Anuj Singh
5) None of these

1✅

Who was re-designated from Advisor to Principal Advisor in NITI Aayog, on 14th December 2018?
1) Suresh Mathur
2) Jitendra Singh
3) Anil Srivastava
4) Roopan Mehta
5) None of these

3✅

Chief of Research and Analysis Wing _____ received an extension of tenure for six months, on 14th December 2018?
1) Anil K Dhasmana
2) P Madhavan Nair
3) Anjali Menon
4) Suvarna Raj
5) None of these

1✅

What is the capital of Russia?
A)Port Louis
B)Singapore city
C)Moscow
D)Mexico city

c✅

NASA’s OSIRIS-REx spacecraft has found evidence of water on which asteroid?
1) Apophis
2) Bennu
3) Seres
4) Vesta
5) None of these

2✅

Name the new human protein discovered by researchers to fight the Ebola virus?
1) ERPT7
2) RBBP6
3) THUL9
4) ZAUN4
5) None of these

2✅

Nancy Wilson passed away on 14th December 2018 in California, United States. What was her profession?
1) Doctor
2) Journalist
3) Politician
4) Singer
5) None of these

4✅

Sondra Locke, died in Los Angeles, United States, in November 2018. She was a _____?
1) Athlete
2) Social Activist
3) Scientist
4) Actress
5) None of these

4✅

1. Strategy for New India @75’ launched by NITI Aayog, defining clear objectives for 2022-23, aims to establish a New India by _ and to propel India towards a USD 5 trillion economy by _?
1) 2022, 2030
2) 2020, 2025
3) 2025, 2030
4) 2023, 2025
5) None of these

2. Strategy for New India @75’, the national Strategy for New India released by NITI Aayog, aims to achieve a GDP growth rate of what percent on average during 2018-23?
1) 9 %
2) 8.5 %
3) 8 %
4) 7.5 %
5) None of these

3. Strategy for New India @75’, the national Strategy for New India released by NITI Aayog, aims to complete Bharat Net programme in which year and to complete all 2.5 lakh gram panchayats digitally?
1) 2019
2) 2020
3) 2021
4) 2022
5) None of these

4. Strategy for New India @75’, the national Strategy for New India released by NITI Aayog, aims to increase gross enrolment ratio in higher education from 25% in 2016-17 to _ in 2022-23?
1) 50 %
2) 45 %
3) 60 %
4) 35 %
5) None of these

5. What is the name of the new autonomous body that has been recommended by NITI Aayog’s ‘Strategy for New India @75’, to make the arbitration process cost effective and speedy, and to pre-empt the need for court intervention?
1) Arbitration Court of India
2) Arbitration Council of India
3) Arbitration Committee of India
4) Arbitration Panel of India
5) None of these

Answer : 1, 3, 1, 4, 2

Caiibians December 2018

Hey all ¡¡¡



Congrats to all of you.

IIBF Exam Review :Caiib Retail 16.12.2018

Shared By :
Kapil Goyal:
Bcsbi 5-9 ques
Neft settlemnt batches
Credit card numerical
Education loan casr study
Housing loan case studiees 2

M:
Utr in rtgs ...digits?

SIVA KRISHNA:
Retail paper morning 8 batch, moderate to difficult paper
6-7 case studies
Pmay one case study
Gold monetization scheme one case study
Implementation models one case study
Credit card dues calculation one case study
Case study on identifying tangible, assurance, reliability, responsiveness etc..,

Amit:
Do read GML
Drt and srf 10 questions
Google it gold monetization
Cptc

Lisha Chawda:
This scheme was launched by central Gov to earn int by trading in their old gold which is lying idle with them jispe unko int milega

Amit:
25 Aug due date paid on 10 sept
Number of days
Charge applied
Head of DRAG
Pmjjby is linked with LIC

Subu:
Chairperson

Amit:
Lok adalat limit

d:
100 lac

Subu:
20 lac

Amit:
Lok adalt 10 lac

Bsbda
4 withdraw
Branch close Karne SE phle notice period
Education loan case study

Sai Dheerendra Pal:
2 months

Amit:
20 lac

Sai Dheerendra Pal:
If branches then 3 m

Amit:
Coution money 10 per of tution fees
Credit guarantee 7.5 lac upto

d:
if no branches then 3months..if branches then 2 montha

Amit:
Elegiblty for credit guarantee
GML PURA PADH LO
Cptc
Collection and purity testing center
Gold monetiy
Vidhyalaxmi portal run by
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Deamt account open at
Broker and bank
Gold monetization
Neft batch
Brown label atm
SE bhi 1 qoues
Securitization Mai terms like ORIGINATOR..INVESTOR..OBLIGOR ETC
Pari pasuu

S LAKSHMI:
Moratorium for 2nd hand car?

IIBF Exam Review : Caiib Elective HRM 16.12.2018

HRM optional questions asked
1. Quality circle
2 Six sigma
3. Management role in today's scenario
4. TQM
5. Strategic HRM
6.coesive Management
7.trade union
8. Dismissal etc steps to punish employee
9. Knowledge Management
10. Maslow
11. Eight steps of Management
12. ERG
13. Two motivators or two dimensions theory

IIBF EXAM REVIEW : CAIIB ELECTIVE IT 16.12.2018

Shared By Anuj :

1. NFS Managed By?
2. IDRBTRDBMS-10 QUS
3. NPCL
4. Sql - 10 qus
5. LAN,WAN ROUTER SWITCH
6. CASE STUDY ON LANGUAGE AND DATABASE
7. WHICH BIOMETRIC USED IPHONEX-IRIS
8. RDBMS-10 QUS
9. NFS MANAGED BY ? - NPCI
10. 8-10 QUS ON DATA WAREHOUSE
11. 2-3 QUS MALWARE,VIRUS ETC

Questions asked in Morning Shift: From Murugan Sir Collection

1. SDLC phase and definition 

2. Normalization definition

3. Threats and attacks in network.

4.Routers/Switch/Firewall

5. Honey Pot

6. Biometrics.

7. Disaster avoidance.

8. Phases of CMM.

9. SQL query commands.

10. DDL/DML

11. NEFT/RTGS/FEDWIRE

12.SLA Negotiation

13. Purging of data.

14. Artificial Intelligence

15. Spamming/Eavesdropping/Phishing

16.Digital Signature

17. IDEA encryption

18. RAID

19.Generalized Audit Software 

20. Virtual Classroom concept

21. Web SAFARI

22. Strategic Information

23. Fibre Optic cables.

24. Blooms Taxonomy

25. OLAP

26.Deferred Payment System 

27.SFMS

28. Floor Limit ??

29. Software Escrow Management?

30. Types of cards?

31. Call Centre Benchmarks?

32. Hash Function used in Digital Signature?

33. SCORM benifit?

34. Characteristics of BHIM ?

35. Rupay Cards used in ?

Shared by Rahul :

One question on honeypot
5 questions on Sql simple one, no programming needed, 5 question on DBMS concept like redundancy, consistency etc, Trojan horse 1 question, ATM CARD & RVM chip one Question, ER DIAGRAM 1 question , Networking Devices 5 Questions,
Biometric authentication -2,3 questions, VOIP 5 questions, DRP, BCP - 2 Questions, LAN, MAN, WAN - 1 Question, COMPUTER GENERATION -2 question like C++ which generation language, 1 question on class os IP- like 147.221.22.223 which class ip, 3- Questions  on operating system like mobile os- ios, os used in servers- unix/ linux,why normalization used,1 question virtualization, key management like digital signature, SFMS protocol- X.509, NEFT RTGS QUESTIONS-2, fasterst media- Optical fibre in guided access, email spam, sniffing, spoofing, imp- Evas dropping in netwrok- 2 Questions

READ :

The SQL ORDER BY clause is used to sort the data in ascending or descending order, based on one or more columns. Some databases sort the query results in an ascending order by default.

Syntax

The basic syntax of the ORDER BY clause is as follows −

SELECT column-list 
FROM table_name 
[WHERE condition] 
[ORDER BY column1, column2, .. columnN] [ASC | DESC];

You can use more than one column in the ORDER BY clause. Make sure whatever column you are using to sort that column should be in the column-list.

Example

Consider the CUSTOMERS table having the following records −

+----+----------+-----+-----------+----------+
| ID | NAME     | AGE | ADDRESS   | SALARY   |
+----+----------+-----+-----------+----------+
|  1 | Ramesh   |  32 | Ahmedabad |  2000.00 |
|  2 | Khilan   |  25 | Delhi     |  1500.00 |
|  3 | kaushik  |  23 | Kota      |  2000.00 |
|  4 | Chaitali |  25 | Mumbai    |  6500.00 |
|  5 | Hardik   |  27 | Bhopal    |  8500.00 |
|  6 | Komal    |  22 | MP        |  4500.00 |
|  7 | Muffy    |  24 | Indore    | 10000.00 |
+----+----------+-----+-----------+----------+

The following code block has an example, which would sort the result in an ascending order by the NAME and the SALARY −

SQL> SELECT * FROM CUSTOMERS
   ORDER BY NAME, SALARY;

This would produce the following result −

+----+----------+-----+-----------+----------+
| ID | NAME     | AGE | ADDRESS   | SALARY   |
+----+----------+-----+-----------+----------+
|  4 | Chaitali |  25 | Mumbai    |  6500.00 |
|  5 | Hardik   |  27 | Bhopal    |  8500.00 |
|  3 | kaushik  |  23 | Kota      |  2000.00 |
|  2 | Khilan   |  25 | Delhi     |  1500.00 |
|  6 | Komal    |  22 | MP        |  4500.00 |
|  7 | Muffy    |  24 | Indore    | 10000.00 |
|  1 | Ramesh   |  32 | Ahmedabad |  2000.00 |
+----+----------+-----+-----------+----------+

The following code block has an example, which would sort the result in the descending order by NAME.

SQL> SELECT * FROM CUSTOMERS
   ORDER BY NAME DESC;

This would produce the following result −

+----+----------+-----+-----------+----------+
| ID | NAME     | AGE | ADDRESS   | SALARY   |
+----+----------+-----+-----------+----------+
|  1 | Ramesh   |  32 | Ahmedabad |  2000.00 |
|  7 | Muffy    |  24 | Indore    | 10000.00 |
|  6 | Komal    |  22 | MP        |  4500.00 |
|  2 | Khilan   |  25 | Delhi     |  1500.00 |
|  3 | kaushik  |  23 | Kota      |  2000.00 |
|  5 | Hardik   |  27 | Bhopal    |  8500.00 |
|  4 | Chaitali |  25 | Mumbai    |  6500.00 |
+----+----------+-----+-----------+----------+

Caiib Elective IT : Last Day Discussion Mix

V K S:
Magnetic memories were replaced by semiconductor in which generation of computer?

Ravitheja:
3rd

V K S:
Concept of stored program given by.....

Meenakshi:
von neuman

Ravitheja:
Expand ULSI

Saket:
John von neuman

Kiran Kumar:
Ultra large scale integration

Rajneesh Kanwat:
Escrow agent related to
1. App or s/w development
2. Hardware management
3. S/w Licensing
4. None of the above

Kiran Kumar:
3

V K S:
Computing used with multiple computers, storage device...

Meenakshi:
cluster

Rajneesh Kanwat:
E Mail work on the concept of
1. Start and stop concept
2. Create and forward concept
3. Store and forward concept
4. None of the above

Kiran Kumar:
3

V K S:
What is Irtuozzo?

36

Virtualization solution

Rajneesh Kanwat:
OEM stands for ???

V K S:
Or eq manf

Saket:
Original equipment manufacturer

Meenakshi:
oltp ??

Rajneesh Kanwat:
Online transaction processing

Meenakshi:
ict ?

V K S:
Project Caroline is a hosting platform by which firm?

SUJITH SUJU:
SETI full form..?

Saket:
OLAP

V K S:
Koi mil gaya

Meenakshi:
search for extra terrestial intelligence

Ravitheja:
Information and communication technology

SUJITH SUJU:
SETI USES WHICH computing environment...

V K S:
Grid

Rajneesh Kanwat:
Sun Microsystems

SUJITH SUJU:
AWS

V K S:
Amazon web servc

Rajneesh Kanwat:
AWT stands for

Saket:
Abstract window toolkit

V K S:
Which laguage has best features of all the prog languages...

SUJITH SUJU:
ENERGY STAR pprogram launched by which country??

Meenakshi:
ruby

Rajneesh Kanwat:
IETF stands fot

For

Ravitheja:
Infrastructure as a service

V K S:
Infra
Platform
Software

Saket:
Internet engineering task force

V K S:
A software function cease to work after sometime.. what is this soft called?

Crippleware

Rajneesh Kanwat:
Personal computer originated by IBM, with OS of Microsoft and Intel Microprocessor become example Open Source Standard

SUJITH SUJU:
MOV A B
SUB B C
exaple of which type of laguage

V K S:
Assembly

SUJITH SUJU:
Perl full form

Meenakshi:
practical extraction  and report language

SUJITH SUJU:
COBOL FULL FORM

Meenakshi:
common business oriented language

V K S:
Unix originally written in which language?

C mein unix was re-written

SUJITH SUJU:
Virus scanners are example of
A)debugger
B)assembler
C)file management tool
D)utilities

Anuj:
1

Band Freq for c ku and ka in vsat??

Ravitheja:
4 6

6/4

14/11

30/20

Anuj:
👍

Cmm have how many stage??

V K S:
5

Anuj:
In cmm what process is called from 2 to 3 stage ??

Genetic algorithm viewed as??

Standard consistent

Meta learning strategy

Koi attributes clear krage??

V K S:
Columns are attributes

Anuj:
Nhi jo Boolean nominal aur kya kya hai

Rajneesh Kanwat:
SCARF stands for ..

Anuj:
3 dimensions of e commerce??

Meenakshi:
scm crm e commerce

dimensions e business ki h

Anuj:
Default subnet for class d??

Ravitheja:
Not available

Anuj:
Ddl dml dcl??

Ravitheja:
Data definition

Data manipulation

V K S:
Ye common ports hain

"For Some Techs Simple Deeds Have Put Nice Networks In Harm"

Protocol Port Phrase
FTP 21 For
SSH 22 Some
Telnet 23 Techs
SMTP 25 Simple
DNS 53 Deeds
HTTP 80 Have
POP3 110 Put
NNTP 119 Nice
NTP 123 Networks
IMAP4 143 In
HTTPS 443 Harm

Ravitheja:
Data control

Anuj:
For sending mail protocol use??

Smtp

For receiving?

V K S:
25, 110

V K S:
Hubs work at the first or Physical layer. It links all the devices connected to it and forms a single network. Each device that directly connects to the hub uses a port on the hub. When one device sends out a message to another device, the hub does not decide where the message goes. It just repeats the message to all the ports. Each device needs to decide whether this message is for itself or for others. One problem with hubs is that they share bandwidth among everyone.

Switches operate at the Data Link or second layer. Switches are “intelligent” hubs. Switches can remember which ports are connected to which devices. When a switch receives a packet (data), it resends that packet directly to the correct port. For example, host A sends out a message through port A. The switch records into its switch table that host A is on port A. When host B decides to send a packet to host A, the switch first checks its switch table. If port A is registered in the switch table, it will resend the packet directly to port A instead of sending it to all the ports. This also means that switching gives dedicated bandwidth.

Routers are on the third layer, the Network layer.  They are used to connect networks together. The Internet consists of many interconnected routers. Using a network protocol, like TCP/IP, a router can intelligently move data from one network to another. For example, when a user sends a request for a server, the router in the local network will check its routing table and decide where to resend the data.  So, a router needs to have a better understanding of the whole network structure than does a switch.

CAIIB Elective Unit 10 Electronic Clearing and Settlement Systems

MICR :Magnetic Ink Character Recognition
OCR :Optical Character Recognition
CTS : Cheque Truncation System
ICS :Image Based Clearing System
ACS : Automated Clearing System
DNS :Designated Net Settlement System
RTGS :Real Time Gross Settlement
DVP : Delivery vs Payments
PVP :Payment Vs Payments
SSS : Securities Settlement Systems
NG RTGS : New Generation RTGS
CPSS IOS CO :Committee on Payment And Settlement Systems and The International Organisation of Securities Commission
FMI :Financial Market Infrastructure
NEFT :National Electronic Fund Transfer
BHIM :Bharat Interface for Money
UPI : Unified Payments for Interface
VPA : Virtual Payments Address
EDI : Electronic Data InterchangeUPI
USSD :
SFMS :Structured Financial Messaging System
CFMS :Centralized Fund Management System
API :Application Program Interface
NACH : National Automated Clearing House
NUUP :National Unified USSD platform


..........

Cheque Processing fee in clearing house??
Rs 2,borne by banks

chq details band
6 digit chq no
centre code -9 digit -city bank branch
type of account -10 saving,11 current
13 digit

RTGS uses which type of settlement??
Gross

RTGS in India uses which type of structure ?
Y shaped

CHAPS uses which type of structure ?
L shaped

iso standard of NG RTGS ?
ISO 20022
.......NEFT .........
Max Cash based Neft amount?
Rs 50,000 per transaction

.....BHIM.....

Sagar Singh:
Retail Banking  -  BHIM

BHIM , acronym for Bharat Interface for Money .

✅ The app is managed by National Payments Corporation of India (NPCI) and developed on UPI platform . With this App , you can make direct bank to bank transfers instantly by using your mobile number or payment address . Using this App , you can send money , request for money , scan and pay for merchant transactions and check bank accounts .

✅ One needs to have a smart phone, Internet connection and mobile phone number linked to bank account of a member bank to download BHIM app and utilise the application . One with feature phone has to dial *99# to utilise the BHIM . Your bank account needs to have been enabled for mobile banking by your banker . Currently you can attach only one bank account to the BHIM app .

✅ If you want to transfer to a beneficiary account of a bank which is also a member of BHIM , you need to just give mobile number of the beneficiary to complete the transaction .

✅ Otherwise , you have to give account number, IFSC Code , Beneficiary name etc to complete the transaction . The transactions can be done 24 X 7 .

✅ The transfer limit is Rs 10,000 per transaction with a daily limit of Rs 20,000 per account . One can do maximum 20 transactions per day .

✅ There are no charges levied by NPCI for making transactions . However individual banks my charge fees for the transactions done through BHIM .

✅ BHIM is now available in following languages :

English , Hindi , Bengali , Gujarati , Kannada , Malayalam , Oriya,Tamil and Telugu

BENEFITS OF BHIM APP

✅ BHIM App allows a customer to pay directly from a bank account to different merchants, by using sacn and pay without the hassle of typing credit card details, IFSC code, or net banking passwords.

​✅ It is safe as the customers only share a virtual address and provide no other sensitive information like account number , credit card details etc .

✅ No need to add money to BHIM as it has no wallet

✅ While e-wallets like paytm , mobikwik allow only merchant / biller payments , BHIM can be used for any account to account transfer

✅ The service is instant and available 24X7, even on public/bank holidays


......Bharat QR -.......
 A QR code consists of black squares arranged in a square grid on a white background, which can be read by an imaging device such as a camera.
QR contains information about the item to which it is attached.

Answer the following questions regarding Bharat QR.

1. Bharat QR is ...... Mobile payment solution

a. P2P (Person to Person)
b. P2M (Person to Merchant)
c. M2P (Merchant to Person)
d. M2M (Merchant to Merchant)

2. Bharat QR is mutually derived among ...... payment networks. (i) NPCI, (ii) Visa, (iii) Mastercard

a. Only (i) and (ii)
b. Only (i) and (iii)
c. Only (ii) and (iii)
d. (i), (ii) and (iii)

3. What are the charges for using Bharat QR?

a. No additional charges for making transaction through Bharat QR
b. Depends on the Bank
c. Depends on the App
d. Depends upon the transaction amount

4. Can multiple bank cards be linked on same App?

a. No. Multiple cards can't be linked in a single app
b. Yes. Multiple cards of multiple banks can be linked in a single app
c. Yes. Multiple cards of the same bank can be linked in a single app
d. None of the above

5. First factor of 2FA for Bharat QR is MPIN for the mobile application login. Second factor is taken as ...... (i) MPIN, (ii) OTP, (iii) ATM pin

a. Only (i) or (ii)
b. Only (i) or (iii)
c. Only (ii) or (iii)
d. (i) or (ii) or (iii)

6. What is the Daily transaction limit?

a. Rs. 10000
b. Rs. 20000
c. Rs. 50000
d. Set at Bank’s end

7. How many Bharat QR transactions can be done in a day?

a. 25
b. There is no limit on number of transactions
c. There is no limit on number of transactions but subject to daily transaction amount limits on your Debit/Credit Cards
d. Set at Bank's end

Answers :

1-b, 2-d, 3-a, 4-c, 5-d, 6-d, 7-c
.......

CAIIB Elective IT Unit 11 Plastic Money

CVV : Card Verification Value
EMV : Europay MasterCard Visa
CSC : Card Security Code
ATM :Automated Teller Machine
NPCI : National Payments Corporation of India
PoS :Point of Sale
SSL :Secure Socket Layer
SET : Secure Electronic Transaction

CAIIB Elective IT Unit 8 E-Learning Environment

Full form :
scorm : sharable content object reference model
LMS :Learning Management System
AICC :Aviation Industry CBT Committee
IEEE : Institute of Electrical and Electronics Engineers
IMS :Instructional Management Systems
LTI :Learning Tool Interoperability
ADL : Advanced Distributed Learning

Scorm is developed by ?
ADL

CAIIB ELECTIVE IT Unit 14 Computer Security

CCTV :Closed Circuit Tv
PIM : Priviledged Identity Management
PIN : Personal Identification Number
IDS : Intrusion Detection System
DDoS : Distributed Denial of Service
LFM :Log File Monitors
SIV : Systen Integrity Verifies
NIDS :Network Intrution Detection System
VPN :Virtual Private Network
WIPS :Wireless Intrusion Prevention System
STQC : Standardization Testing And Quality Certification



Computer Security 3Main Areas
Confidentiality
Integrity
Availability

Controls?
Physical
Logical
Network

Physucal Security ?
Software Access Control
Network Access Control
Hardware Access Contril
Intrusion Detection
Intrusion Prevention

Intrusion Prevention ?
Locking
Guarding
lighting
Automated Entry Booths

Intrusion Detection ?
Disturbance Sensors-Perimeter detection sensors
Barrier Detectors-beam of energy
Burried Line Sensors-underground cables wirk on pressure
Capacitance Sensors-capacitor plates for small distance
Surveillance-cctv

Logical Security ?
security code generator
smart cards
Access control
PIM priviledged Identity Management
PINs
Encryption and Authentication

Network Security??
Impersonation
Eavesdropping
Data Alteration
Dos
DDoS

Biometric Security??
signature recognition
fingerprint
palmprint
voice print
handgeometry
eye retina
iris pattern

CAIIB Elective IT :Unit 18 Competitive Bid Process RFP and SLA

RFI : Requirement for Information

RFB : Requirement for Bid 

RFP : Requirement for Proposal

SOW : Scope of Work
SOC : Security Operations Centre
DWH: Data WareHouse
SLA : Service Level Agreement

SPOF : Single Point of Failure
SAM : Service and Application Monitor

4 stages of Life cycle of contractual Relationship ??

A-Setup

Contract

Operations

Transition out

RFI ?

no info wt we want n wt is available

RFB ?

We know what we need.

RFP process ?

hybrid of both 

Effection communication

begin with SOW statement or specifications

submit to purchasing office

Develop Request for proposal
date n time deadline in rfp
pre proposal meeting for any change
evaluation
approved
processed
monitor performance
approve invoice


Representative of pre proposal conference ?
Representative from purchading office

heart of RFP ?
SOW scope of work

SMART principle in SLA
Specific
Measurable
Achievable
Responsible
Time Related

Caiib Elective IT Unit 20 RBI Guidelines on IT Governance

1.CIO :Chief Information Officer

2. CTO : Chief Technology Officer

3. CISO :Chief Information Security Officer

4.SLA : Service Level Agreements

5.BCP :Business Continuity Planning

6.BCM : Business Community Management


Q-head of working committee of it governance??
Ans- G Gopalakrishna

ciso report to whom ?
directly to head of risk mgmnt function

review of it strategy ?
annually

it governance members??
Board of Directers /IT Strategy Committee
Risk mngmnt Committee
Executive Managemnt Level
IT Steering Commiittee

Information Security members ??
Board of Directors /Senior Management
Information Security Team /Function
Informstion Security Committee
Chief Information Security Officer

IT operations ?
It service mngmnt
Infrastructure mngmnt
Application lifecycle mngmnt
It operations Risk Framework

IT operations members?
Service Desk -it related service
IT operations mngmnt -