ABM Mix Set-1

If Receipts and Expenditures of the Central Government as per Budget 2016-17 are as given below

1. Revenue Receipts - 1374203
2. Tax Revenue - 1101372
3. Non-Tax Revenue - 272831
4. Capital Receipts - 600991
5. Recovery of Loans - 17630
6. Other Receipts - 47743
7. Borrowings and Other Liabilitites - 535618
8. Expenditure On Revenue Account of which - 1690584
9. Interest Payments - 480714
10. Grants in Aid for creation of capital assets - 165733
11. Expenditure On Capital Account - 284610

Caiib ABM Module C Fundamentals of HRM

Transformations:

1950:

1960:Focus on people management,IIPM and NILM,Personnel mngmnt as a profession

1980:Indian Academicians  Uday Parteek  and TV Rao develop HRD as a benchmark in evolution of HRD

CAIIB ABM : Unit 1

1. ...... Economics views on reducing the production costs

a. internal
b. inventory
c. pecuniary
d. External

Ans - d

BFM Mix Set -1 : Module A

Deepa:
The exchange rate is
(a) the price of one currency relative to gold.
(b) the value of a currency relative to inflation.
(c) the change in the value of money over time.
(d) the price of one currency relative to another.
(e) all of the above.

CAIIB BFM :UNIT 18 - Treasury

1.Bond can be issued by?
govt, corporates,state govt,local bodies

2.Bond tenure period?
5_30years

3.Bond issue by Pune minicipal corporation Wii be considered government bond.
True or false?
False

4.Sovereign bond?
bonds by govt in foreign currency

5. Which are the risk are in government bond?
Market Risk

6. Uk bond known as?
Gilts

7. Bond issued by France in Euro called as?
Oats

8. Risk premium?
difference in yield of govt n corporate bond

9. Bond are rated for safety by rating agencies.name them?
Crisil,Icra

10.Zero coupon bond?
Ans-pay no regular interest
issued at discount to par value,interest is given at maturity

11. Convertible bond?
ans-which can be converted into shares or equity

12. Callable Bonds?
bonds in which issuer has right to repay before maturity

Correct me for any mistake.n share more qus 

CAIIB BFM Unit 17 Treasury Products

Discussion 12.10.2018

Correct me for wrong answers

1. Which treasury bill auction on non- reporting week...
a. 364 days
b. 91 days
c. 182 days
d. all the above
Ans-c

2. Which treasury bill auction on reporting week...
a. 364 days
b. 91 days
c. 182 days
d. all the above
Ans-a

3. Treasury uses a variety of money market instruments to optimize return on funds. Which of the following is not a money market instrument?
a. Treasury bills
b. CBLO
c. corporate debt paper
d. Certificate of deposit
Ans- a

4. CBLO full form?
Collaterlized borrowing n lending obligation

5. FIMMDA full form?
Ans- Fimmda- fixed income money market derivatives of association

6. Which of the following statements is correct?
a) Repo is a short term money market instrument
b) The Repo Rate and period is announced by RBI,
c) (a) and (b) both
d) None of these

7. Primary function of treasury?
Manage liquidity and meet the CRR requirement

8. Free remittance limit  for individuals to remit overseas freely?
2.5 lac dollars

9. Tenure of cash management bills?

10. Banks can invest surplus foreign exchange funds in the following:
1) inter bank loans
2) short term investments
3) nostro accounts
4) investment in overseas corporate securities
5) loans to overseas corporates
a) 1 to 5 all
b) 1 to 4 only
c) 1 to 3 only
d) 1 and 2 only
Ans-c

11.The interest on treasury bills is in the form of
a) floating rate
b) fixed rate
c) by way of discount
d) none of the above
Ans-c

12. The call money rates (interest rates) are indicated by which of the following
a) Treasury bill rate
b) base rate of 5 top most banks
c) MIBOR
d) bank rate
Ans- c

13. The time limit for issuing a CP is:
a) Minimum maturity 7 days b) Maximum maturity one year
c) (a) and (b) both d) None of these
Ans- C

14. The Benefits of T-Bills are:
a) It is Risk free investment
b) It yields interest higher than the call money market.
c) It is possible to trade T-Bill in secondary market
d) All these
Ans- D

15. Which of the following statements is correct?
a) Repo is a short term money market instrument
b) The Repo Rate and period is announced by RBI,c) (a) and (b) both d) None of these
Ans-c

16.Which of the following is significant about spot trade?
a) All rates quoted on the screen are for spot trade unless otherwise mentioned
b) TOD and TOM rates are generally quoted at a discount to the spot rate.
c) TOD and TOM rates are less favourable to buyer d) All these
Ans-d

17.Certificate of deposit issued
 a.corporate b.RBI c.Bank 4.NBFC
Ans-c

18. The features of a swap are:
a) A combination of spot and forward transactions is called a swap.
b) Buying in the spot market and selling same amount in forward market or vice-versa is swap.
c) Swap is mainly used for funding requirements_
d) All these
Ans- d

19.CBLO settlements take through.....?
Ans- Ccil

20.Tenure of cash management bills?
Ans- Less than 91 days

21. SLR cap?
Ans-40 %

22. Sweep Facility?
In NOSTRO ( Pg 410)

23. Indian Rupee is partially/fully convertible.
Ans- Partial

24. Treasury follows which all investment options to invest forex surplus?
Ans- govt security, corporate debt Paper, Debentures and bonds

25.All the exchange rates quoted on screen or in print are for........ unless otherwise mentioned
Ans-spot

26. Information vendors who provide dealing screens for buy n sell transactions are?
Ans- Reuters and bloomberg

27. STRIPS ?
Ans- Separate Trading of Registered Interest and Principal  Securities

28.F Trac?
Ans- Financial Market Trading Reporting and Confirmation Platform ( pg 415)

29. .Under notice money.. schedule commer banks borrowing shud not exceed ...... Of capital funds. Banks r allowed to borrw maximum of ..... Of capitsl funds
ans- 100,125

Caiib Unit 3 Money Supply

ABM- Case study
RBI released following data  (Rs. in Crore)

Currency in circulation_________ 18071
Cash with Bank ______________ 1004
Current account balances ______ 3042
Saving bank balances _________  9445
post office total deposits________ 32560
(includes saving deposit 12109)
Term Deposit balances ________105331
Other Term deposit with RBI______201
Based on above data calculate

01. M1
a. 41864
b. 29755
c. 30759
d. None of the above
Solution
M1= Currency in circulation-Cash with bank+Current a/c balances+ Saving bank deposit+other deposit with RBI

Special Class Monetary Policy

Date 12.10.2018

CAIIB BFM UNIT 16 : Introduction To Treasury Management

Discussion 11 Oct 2018

Paticipants: Roselin, Sonal, selva raj , shamiya, Meenakshi, Sandeep,Ankita Chopade,Manju, Vaibhav, Lalu Poddar

Star Of today's Class- Sonal

1.Which of the following are the functions of a Treasury?
a) Maintaining adequate Cash Balance
b) Deploying surplus funds
c) Meeting fund requirement in case of short fall
d) All of these
Ans-d

Caiib ABM Unit 16 Estimation

Discussion 10.10.2018

..... refers to a process by which one makes interferences about a population ..??
-Estimation

....... estimation is often insufficient -point or interval or both
-Point Estimate

...... is a specific value of a stastistic
-Estimate

how many criterial of a good estimator is there... name them
-4
Unbiased Efficiency Consistency Sufficiency


 .....describes a range of values within which a population parameter is likely to lie.
- Interval Estimate

the probability that we associate with an interval estimate is called??
-Confidence Level

in stastics there are.... types of estimates
-2

...... estimate is a single number which is used to eliminate the unknown population
-Point Estimate

a sample stastics which is used to estimate a population parameter is called....
-Estimator

confidence interval is expressed in....
a. numeric value
alphanumeric explanation
standard error
graph
-Standard Error

high confidence level means ....low or high or no impact ..degree of accuracy
-High

Correct me for any mistake

Shared by ..Meenakshi,Sonal,Selvaraj, Shamiya,Manju

share more qus.

Caiib ABM Unit 15 Time Series

Happy reading :)


1...... variation is unpredictable??
Seasonal or irregular
Ans - irregular

2.Seasonal variation is ...
Repetative
Predictable
Both
None
Ans- b

3.What  variation does moving average method  eliminate.?
a)  seasonal
b)  Cyclical
c)  Irregular
d)   secular trend
Ans -a


..... variation is unpredictable??
Seasonal or irregular

Seasonal variation is ...
Repetative
Predictable
Both
None

5)   What  variation does moving average method  eliminate.?
             a)  seasonal
b)  Cyclical
c)  Irregular
d)   secular trend

Eliminating seasonal variation from time series is called.......

Seasonal indices used to find ..........variation.

Long term variation?
A. Seasonal
B. Cyclical
C. Irregular
D. secular trend

Trend can be linear or curvilinear.T/F

Trend that described by a straight line called.....

CPI Example of
A. Seasonal
B. Cyclical
C. Irregular
D. secular trend

Residual method is for.......

Irregular variations also known as?

Contributors: meenakshi,Sonal,Selvaraj

Iibf Exam Review :Bcsbi 06 Oct 2018

Shared by Aravind S

Iibf Exam Review : Cyber Crime 06 oct 2018

Shared by Aravind S:
Recollected questions cyber crime 06102018
1. Word associated with cybercrime
2.NETRA IS DEVELOPED BY
3.guidelines for use of UAV are issued by
4.which of the following is not industrial body
Ficci,Nasscom,DSCI
5.CISA act of USA pass for
6.CbI branches,Ccrdu,CCIC,CFL
7..org.,.com are top level domain
8.cyber crime defined in Indian contract act.
9.Definition of data manipulation language
10.steps in online payment
11.masquereading definition
12.boss developed by cdac
13. Cyber smearing means
14. Meaning of accept term & condition
15In case of Andhra Pradesh &TCS fraud computer &computer terminal
16. Data backup is which type of control.                  17. Which is better option if we received email from unknown person
18.concept of rupay card year
19. If you are branch manager and received email from nri customer to transfer amount of rs.10k from his acct what will I do
Four option given1 make transaction 2 ask him to send application by post for transaction 3 ask him to send proof of address verified by  Foreign authorities
20. Arrange sequence for steps involved in online transaction
21. State It adjuator..
22.e kyc 2015- digital signature by Aadhar authorities and e consent of subscriber
23.firewall used for
24. Blue hat hacker definition
25. What is mean by ethical hacker
26.defination of annonomus
27.scripkiddie definition
28.scada used in
29.what is smart card.
30.micro ATM
31.online batch processing (oltp).edi ,eft, STP

32.pki advantages

Iibf Exam Review : Kyc /Aml 6 Oct 2018

shared by Aravind S:
KYC aml and bcsbi recollected questions on 06.10.2018
6 oct 2018 12:30pm aml recollected que-
1. Meaning of money laundering.
2. India is member of which group?
3. Funnel account-case study

IIBF EXAM REVIEW : KYC /AML 6 Oct 2018

KYC Exam Unsorted Review By Sravani:
Most of the questions from FATF recommendations

About new technology and DNFBP

Read FATF recommendations thoroughy

And these 2 are 2 marks questions

Read Part A each and every line

About BSA act

About professional intermediaries I think  one 2 mark and one 1 mark question

What is exact meaning of money laundering

Max punishable amount under PMLA act

About correspondent banks

About PEP

Indirect questions were asked from PMLA 2017 amendments

FATF DEC 2017 meeting

Multiple deposits in 12 savings account is which type of account

2 mark question about back to back loan

CAIIB ABM Unit 14 Correlation and Regression

1) What is a scatter diagram  ?
a)  diagram which scatters all elements of the variable.
b)  A graphic representation of the relationship of the variables
c)  Helps plot observed  values
d)  b& c


2)  In what range does  correlation coefficient lie ?
a.  0 to +1
b.  -1 to 0
c.  -1 to +1
d.  > 1
Ans-c

SELVARAJ T:
Scatter digram?
Ans-Visual representation of dat

Meenakshi:
when more than two variables come in play that is called ....??

SELVARAJ T:
Multiple correlation

Priyadarshini:
Multiple Correlation

Meenakshi:
in an inverse relationship,if one variable increases other....???

Priyadarshini:
Decrease

Meenakshi:
linear relationship??

Roselin:
Draw a line to fit the data

SELVARAJ T:
Curvilinear relationship?

Meenakshi:
when we cant draw lines but a curve

Lalu Poddar:
Cannot draw a line to fit the data but draw a curve.

Meenakshi:
value of r =-1indicates

Lalu Poddar:
Perfect Inverse relationship

SELVARAJ T:
r=1?

Meenakshi:
r=+1 indicates??

Lalu Poddar:
Perfect direct relationship

Meenakshi:
perfect direct relationship

SELVARAJ T:
r=0?

Roselin:
No linear relationship

SELVARAJ T:
But curvilinear relationship may Exist

Meenakshi:
square of r is ???

SELVARAJ T:
Correlation of determination

mcmillan solution Q

Happy Reading :)

Caiib ABM Unit 13 : Sampling Methods

Discussion :5.10.2018,6.10.2018

Meenakshi:
1)What is sampling for groups with considerable variation within but similar to
                 each other  called ?
              a) cluster
              b) stratified
              c) systematic
              d) random

CAIIB BFM : UNIT 27 ASSET CLASSIFICATION AND NPA PROVISIONING

Case study1( 1-10)Total advances Rs 50000 cr, Gross NPA 10% and Net NPA 3% , based on this info answer the following:
1. What is the amount of gross NPA?
a. Rs 4000 cr
b. Rs 4500 cr
c. Rs 5000 Cr
d. Rs 5500 Cr

2. What is the amount of net NPA ?
a. Rs 1000 cr
b. Rs 1200 cr
c. Rs 1500 cr
d. Rs 1800 cr

3. What is the amount for provision for standard loans, if all the standard loan account represent general advance?
a. Rs 150 cr
b. Rs 160 cr
c. Rs 180 cr
d. Rs 200 cr

4. What is the provision on NPA accounts?
a. Rs 3000 cr
b. Rs 3500 cr
c. Rs 4500 cr
d. Rs 5000 cr

5. What is the total amount of provisions on total advances, including the standard accounts?
a. Rs 3500 cr
b. Rs 3680 cr
c. Rs 4000 cr
d. Rs 4200 Cr

6. What is the minimum amount of provision to be maintained to meet the PCR of 70 percent?
a. Rs 3500 cr
b. Rs 3680 cr
c. Rs 4000 cr
d. rs 4200 cr

7. What is the amount of provision for standard loans, if all the loan account represent direct advances to agricultural?
a. Rs 90 cr
b. Rs 112.5 cr
c. Rs 135 cr
d. Rs 180 cr

8. What is the amount of provision for standard loans, if all the standard loan account represent advances to SME sectors?
a. Rs  90 cr
b. Rs 112.5 cr
c. Rs 135 cr
d. Rs 180 cr

9. What is the amount of provision for standard loans, if all the standard loan account represent advances to CRE sectors?
a. rs 112.5 cr
b. Rs 180 cr
c. Rs 337.5 cr
d. Rs 450 cr

10. What is the amount of provision for standard loans, if all the standard loan account represent advances to CRE-RH sectors?
a. Rs 112.5 cr
b. Rs 180 cr
c. Rs 337.5 cr
d. Rs 450 cr

Ans- 1-c
2- c
3-

11. Loss assets attracts ....percent provision
a. 150
b. 125
c. 100
d. 50

Ans- c

12. Provision coverage ratio for the non performing assets is ..... percent
a. 50
b. 60
c. 70
d. 80
Ans- c

13. Asset in doubtful 1 category-Rs 500,000/-
Realization value of security - Rs 400,000/-
What will be the provision requirement?
a. Rs 500000/-
b. Rs 400000/-
c. Rs 180000/-
d. Rs 200000/-
Ans- d

14. For standard assets, the provision required is ......percent of the outstanding amount.
a. 0.10
b. 0.20
c. 0.40
d. 0.25
Ans- c

.........................

Case study 2(15-17)
The following data in respect of ABC bank for the profit and loss account ending 31 march 15 and 16 is given as on
31/03/2015 :
total advance- 6578122
gross amount of NPA - 145245
Net amount of NPA 91718

31/03/2016 :5669254
gross amount of NPA - 95650
Net amount of NPA 57173

15. What is the percentage increase or decrease in gross NPA of the bank on 31/03/2016 over corresponding Figures of 2015?
a. 52 percent inc
b. 52 percent dec
c. 34 percent increase
d. 34 percent decrease

Ans-a

16. The total amount of the provision as on 31/03/2016 will be
a. 32425
b. 53527
c. 139595
d. 40595
ans- b

17. Net NPA percent of the bank as on 31. 03. 2015
a. 1.01 percent
b. 1.40 percent
c. 2.02 percent
d. 2.81 percent

18. Data as on 31.03.2018
Account balance,A=90
security= 10
NPA date 31.10.2015
what is the provision against account A?
Ans- 84

19. Data as on 31.03.2018
Account balance,A=100
security= 20
NPA date 31.08.2017
what is the provision against account A?
Ans- 23

20. Data as on 31.03.2018
Account balance,A=80
security= 30
NPA date 31.07.2012
what is the provision against account A?
Ans- 80

21. Asset in doubtful category for 2 years-Rs 500,000/-
Realization value of security - Rs 300,000/-
What will be the provision requirement?
a. Rs 500000/-
b. Rs 320000/-
c. Rs 20000/-
d. Rs 175000/-
Ans- b

22. Full forms:
CRILC- Central repository of information on Large Credits
S4A- Scheme for sustainable structuring of Stressed assets
JLF- Joint Lending Forum
PCR- Provisioning Coverage Ratio
TEV- Techno Economic Viability
SMA- Special Mention Account
LLP- Limited Liability Partnership
NCLT-National Company Law Tribunal
IBC- Insolvency And Bankruptcy Code

23. ...... indicates the extent of funds a bank has kept aside to cover loan losses provisioning coverage ratio?
quick ratio
minimum capital ratio
Provisioning coverage ratio
Ans- Provisioning coverage ratio

24. What is npa norms agri short term loan
Ans- 2 crop season

25. Total limit of PCR?
Ans- 70 percent

26.Types of SMA?
Ans-3

27. Where PCR of the bank disclosed?
account note to balance sheet

CAIIB BFM : UNIT 27 ASSET CLASSIFICATION AND NPA PROVISIONING- ONLY QUESTIONS

DISCUSSION-3 OCT 2018

ANSWER FOLLOWING QUS :

 Case study1( 1-10)Total advances Rs 50000 cr, Gross NPA 10% and Net NPA 3% , based on this info answer the following:

1. What is the amount of gross NPA?

a. Rs 4000 cr

b. Rs 4500 cr

c. Rs 5000 Cr

d. Rs 5500 Cr

2. What is the amount of net NPA ?

a. Rs 1000 cr

b. Rs 1200 cr

c. Rs 1500 cr

d. Rs 1800 cr

3. What is the amount for provision for standard loans, if all the standard loan account represent general advance?

a. Rs 150 cr

b. Rs 160 cr

c. Rs 180 cr

d. Rs 200 cr

4. What is the provision on NPA accounts?

a. Rs 3000 cr

b. Rs 3500 cr

c. Rs 4500 cr

d. Rs 5000 cr

5. What is the total amount of provisions on total advances, including the standard accounts?

a. Rs 3500 cr

b. Rs 3680 cr

c. Rs 4000 cr

d. Rs 4200 Cr

6. What is the minimum amount of provision to be maintained to meet the PCR of 70 percent?

a. Rs 3500 cr

b. Rs 3680 cr

c. Rs 4000 cr

d. rs 4200 cr

7. What is the amount of provision for standard loans, if all the loan account represent direct advances to agricultural?

a. Rs 90 cr

b. Rs 112.5 cr

c. Rs 135 cr

d. Rs 180 cr

8. What is the amount of provision for standard loans, if all the standard loan account represent advances to SME sectors?

a. Rs  90 cr

b. Rs 112.5 cr

c. Rs 135 cr

d. Rs 180 cr

9. What is the amount of provision for standard loans, if all the standard loan account represent advances to CRE sectors?

a. rs 112.5 cr

b. Rs 180 cr

c. Rs 337.5 cr

d. Rs 450 cr

10. What is the amount of provision for standard loans, if all the standard loan account represent advances to CRE-RH sectors?

a. Rs 112.5 cr

b. Rs 180 cr

c. Rs 337.5 cr

d. Rs 450 cr

11. Loss assets attracts ....percent provision

a. 150 

b. 125

c. 100

d. 50

12. Provision coverage ratio for the non performing assets is ..... percent

a. 50

b. 60

c. 70

d. 80

13. Asset in doubtful 1 category-Rs 500,000/-

Realization value of security - Rs 400,000/-

What will be the provision requirement?

a. Rs 500000/-

b. Rs 400000/-

c. Rs 180000/-

d. Rs 200000/-

14. For standard assets, the provision required is ......percent of the outstanding amount.

a. 0.10 

b. 0.20

c. 0.40

d. 0.25 

.........................

Case study 2(15-17)

The following data in respect of ABC bank for the profit and loss account ending 31 march 15 and 16 is given as on 

31/03/2015 :

total advance- 6578122

gross amount of NPA - 145245

Net amount of NPA 91718

31/03/2016 :5669254

gross amount of NPA - 95650

Net amount of NPA 57173

15. What is the percentage increase or decrease in gross NPA of the bank on 31/03/2016 over corresponding Figures of 2015?

a. 52 percent inc

b. 52 percent dec

c. 34 percent increase

d. 34 percent decrease

16. The total amount of the provision as on 31/03/2016 will be

a. 32425

b. 53527

c. 139595

d. 40595

17. Net NPA percent of the bank as on 31. 03. 2015 

a. 1.01 percent

b. 1.40 percent

c. 2.02 percent

d. 2.81 percent

18. Data as on 31.03.2018

Account balance,A=90 

security= 10

NPA date 31.10.2015

what is the provision against account A?

19. Data as on 31.03.2018

Account balance,A=100 

security= 20

NPA date 31.08.2017

what is the provision against account A?

20. Data as on 31.03.2018

Account balance,A=80

security= 30

NPA date 31.07.2012

what is the provision against account A?

Ans- 80

21. Asset in doubtful category for 2 years-Rs 500,000/-

Realization value of security - Rs 300,000/-

What will be the provision requirement?

a. Rs 500000/-

b. Rs 320000/-

c. Rs 20000/-

d. Rs 175000/-

22. Full forms:

CRILC- 

S4A- 

PCR- 

TEV- 

SMA- 

LLP- 

NCLT-

IBC- 

23. ...... indicates the extent of funds a bank has kept aside to cover loan losses provisioning coverage ratio?

quick ratio

minimum capital ratio

Provisioning coverage ratio

24. What is npa norms agri short term loan

25. Total limit of PCR?

26.Types of SMA?

27. Where PCR of the bank disclosed?

ANSWER WILL BE SHARED IN NEXT DISCUSSION WITH ADDITION OF NEW QUESTIONS...HAPPY READING :)