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Tuesday, April 26, 2016

Banking Materials : Different Types Of ATM


Different Types Of ATM 

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1.On site ATM - Within the premises of bank
2.Off site ATM - Outside the bank premises
3.Worksite ATM- Is located within the premises of an organisation and is generally meant only for the employees of the organisation.
4.Cash Dispenser- Allows only cash withdrawls,balance enquiry and mini statement requests, cash dispenser(CD)
5.Mobile ATM- Refers to an ATM that moves in various areas for the customers. Few priavte banks have introduced ATM on wheels.
6.White Label ATM - Provided by NBFC
7.Green Label ATM - Provided for Agricultural Transaction
8.Orange Label ATM - Provided for Share Transactions
9.Yellow Label ATM - Provided for E-commerce
10.PINK label ATM---Women banking
11.BROWN label ATM-- ATM are those Automated Teller Machines where hardware and the lease of the ATM machine is owned by a service provider--but cash management and connectivity to banking networks is provided by a sponsor bank .

MD & CEO Of Public & Private Sector Banks 2016

MD & CEO Of Public Sector Banks 2016

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1. State Bank of India–Smt Arundhati Bhattacharya
2. Allahabad Bank–Rakesh Sethi
3. Andhra Bank–C.V.R. Rajendran
4. Bank of Baroda–P.S. Jayakumar
5. Bank of India–M.O. Rego
6. Bank of Maharashtra–Sushil Muhnot
7. Bharatiya Mahila Bank–Vacant
8. Canara Bank–Rakesh Sharma
9. Central Bank of India–Rajeev Rishi
10. Corporation Bank–Sadhuram Bansal
11. Dena Bank–Ashwani Kumar
12. IDBI Bank Ltd–Kishore Piraji Kharat
13. Indian Bank–T. M. Bhasin
14. Indian Overseas Bank–R Koteeswaram
15. Oriental Bank of Commerce–Animesh Chauhan
16. Punjab And Sind Bank–Jatinder Bir Singh
17. Punjab National Bank–Usha Ananthasubramanian
18. Syndicate Bank–Arun Shrivastava
19. UCO Bank–Arun Kaul
20. Union Bank of India–Arun Tiwari
21. United Bank of India–P Srinivas
22. Vijaya Bank–Kishore Kumar Sansi.


MD & CEO Of Private Sector Banks 2016

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1. Axis Bank–Smt. Shikha Sharma
2. Catholic Syrian Bank–Anand Krishnamurthy
3. City Union Bank–Dr. N. Kamakodi
4. Development Credit Bank–Murali M. Natrajan
5. Dhanalakshmi Bank–G. Sreeram
6. Federal Bank–Shyam Srinivasan
7. HDFC Bank–Aditya Puri
8. ICICI Bank–Smt Chanda Kochar
9. IndusInd Bank–Romesh Sobti
10. ING Vysya Bank–Uday Sareen
11. Jammu & Kashmir Bank–Mushtaq Ahmad
12. Karnataka Bank–Polali Jayarama Bhat
13. Karur Vysya Bank–K. Venkataraman
14. Kotak Mahindra Bank–Uday Kotak
15. Lakshmi Vilas Bank–Vacant
16. Nainital Bank–Vacant
17. Ratnakar Bank–Vishwavir Ahuja
18. South Indian Bank–V.G. Mathew
19. Tamilnad Mercantile Bank–H.S. Upendra Kamath
20. Yes Bank’s Ltd–Rana Kapoor.

Dance In India


Dance In India

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Two Types of Dances:
1.Classical Dance:- These are religious in nature.
a)Bharatnatyam:-
region South India
started as Temple dance performed by devdasis considered as holy offering by them.
Famous Dancer
   Padma Subramanyam
   Rukhmani Devi
   Mrinalini Sarabhai
b).Kathak: Classical Dance of UP.
famous Dancer:
    Gopi Maharajan
    Shambhu Maharajan
     Birju Maharajan
     Bharti Gupta
c)Kathakali:- Originated in Kerala. Its a dance Drama.
    Famous Dancers:
    Gopinath
     Shanta Rao
     Mrinal Devi
d)Manipuri:- Classical Dance of Manipur.
famous Dancer:
    Subarna
    Guru Lakshman
    Guru Bipin Singh
e)Odissi:-it is a variation of Bharatnatyam.Classical Dance of Orissa
famous Dancer
   Sonal Mansingh
   Rita Devi
    Protima Bedi
f)Kuchipudi:-Variation Of Bharatnatyam.Followed in Andhra Pradesh.
Dancers: Radha Reddy and Rajan Reddy
g)Mohiniattam:-Important dance of kerala. Combination of B'Natyam and K'kali.
  Bharti Shivaji
Heema Malini
Vajanthi Mala
h)Yakshagana:-Based on tradition of incarnation of Lord Vishnu. Classical Dance of Karnataka



2.Folk:Folk Dance Represent Cultural Heritage of any state.
punjab:
Bhangra for male.
Giddha for females
Kikali for females.
Rajasthan
Ghumar
Panihari
Himachal:
Nati
Charba
Kashmir State:
Rouf
Rikat
Gujarat :-
Garbha
Tipani
Maharashtra:-
Bohada
lenzim
Deepak
Moni
Orissa:-
Sanchez
Nagaland :
Rengama
West Bengal :
Asurvadha
Jatra
Kathi
chaunritya

Banking Materials : Questions related with ATM


Questions related with ATM

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1). Full form of ATM ?
Ans- Automated Teller Machine
2). No of free transactions permitted per month at other bank ATMs for Saving Bank Account holders.?
Ans- 5 Free Transactions per month
Note: Recently RBI has reduced the transation limit from 5 to 3 in Six Metropolitan Cities
3).How much bank charges when you check your account balance on ATM after free Transaction limit ?
Ans- 5 RS
4) How much Bank charges beyond the Transaction limit?
Ans- Rs 20 per transaction
5) Time Limit for resolving customers complaint by issuing Banks?
Ans- Within 7 Working Days from the date of receipt of customer complaint
6). In case failure to re-credit customer's account within 7 Days how much compensation is paid to the customer?
Ans- Rs 100 per day
7). First Bank to introduce ATM?
Ans- Hongkong and Shanghai Banking Corporation ( HSBC)
8). First Bank to provide Mobile ATM?
Ans- ICICI
9).India's First Talking ATM launched by which Bank?
Ans- Union Bank of India
10). Non-Bank owned ATM is also called____
Ans- White Label ATM's
11). India's First Company to open White Label ATM's
Ans- Tata Communications Payments Solutions Ltd
12). India's First Non-Bank owned ATM(White Label ATM's) opens in which State?
Ans- Maharashtra (in Thane District)
13).Which city gets the countries first Talking ATM ?
Ans- Ahmedabad, Gujarat
14) Talking ATM has what kind of Special Interface ?
Ans– Voice Interface
15).Who inaugurate countries first Talking ATM ?
Ans– Chairman and Managing Director of Union Bank of India, D Sarkar.
16).Which was the second bank to launch Talking ATM in India ?
Ans– State Bank of India.
17). What type of cards can be used at an ATM?
Ans- The ATM cards/debit cards, credit cards and prepaid cards(that permit cash withdrawal)
18). In case the compensation is not credited as mandated, what recourse does the customer have?
Ans-.For all such complaints customer may lodge a complaint with the local Banking Ombudsman if the bank does not respond.

Friday, April 22, 2016

Banking Materials : Latest Apps Launched By Banks


Latest Apps Launched By Banks

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1.Airtel money – AXIS BANK + AIRTEL
2.Asha Home loan – AXIS BANK
3.BOUTIQUE FINANCING SCHEME – SBI
4.Branch on Wheel – ICICI Bank in Odisha
5.Chillar – Hdfc Bank
6.China’s first online Banking “webank” – Tancet Holdings
7.DDA Housing Scheme 2014 – HDFC Bank
8.Digital Banking “POCKET” – ICICI
9.Digital Village Project in Akodara Village of Gujarat – ICICI
10.eforex – SBI
11.E-KYC – SBI
12.EMI ON DEBIT CARD – ICICI BANK
13.E-Wallet – IRCTC
14.Facebook-based funds transfer platform “KayPay” – Kotak Mahindra Bank
15.First home grown INDEX “COMPOSITE INDEX” – SBI
16.I-Mobile app for windows phone – ICICI
17.India’s first” transparent credit card “in association with American Express – ICICI
18.ICICI Apathon App – ICICI Bank launches ‘ICICI Appathon’, a Mobile App Development Challenge
19.India’s first credit card exclusively for GOLF LOVERS – RBL Bank
20.Instant money transfer – BOI
21.Instant Money Transfer (IMT) – Bank of India
22.Kisan card – AXIS BANK
23.Maha Millionaire”, “Maha Lakhpati” – Bank of Maharashtra
24.M-Pesa – ICICI+Vodafone
25.M-Wallet – Canara Bank
26.State Bank Freedom App – State Bank of India
27.Student Travel Card – ICICI
28.TAB BANKING FACILITY – SBI
29.Tap and pay – ICICI
30.Twitter Handle account – SBI
31.Video conferencing – Induslnd & federal bank
32.Youth for India – SBI
33.First home grown INDEX “COMPOSITE INDEX” – SBI
34.I­Mobile app for windows phone – ICICI
35.India’s first” transparent credit card “in association with American Express – ICICI
36.India’s first credit card exclusively for GOLF – RBL Bank
37.Instant money transfer – BOI
38.Kotak Bharat’ mobile banking app ­- Kotak Mahindra Bank (KMB)
39.‘Saral­ Rural Housing Loan’ Scheme ­- ICICI Bank
40.Awareness initiative ‘Dhanchayat -­ HDFC Bank.

Banking Materials : IMPORTANT SCHEMES & SERVICES OF VARIOUS BANKS

IMPORTANT SCHEMES & SERVICES OF 

VARIOUS BANKS 

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1. TAB BANKING FACILITY = SBI
2. BOUTIQUE FINANCING SCHEME = SBI
3. Twitter Handle Account = SBI
4. Asha Home loan = AXIS BANK
5. Airtel money = AXIS BANK +AIRTEL
6. Kisan card = AXIS BANK
7. M-Pesa = ICICI + Vodafone
8. Branch on Wheel = ICICI(in odisa)
9. I-Mobile app for windows phone = ICICI
10. Instant money transfer = BOI
11. M-Wallet = Canara Bank
12. E-Wallet = IRCTC
13. Student Travel Card = ICICI
14. E-KYC = SBI
15. Jifi, (a fully integrated social bank account that incorporates social networking platforms like Twitter and Facebook with mainstream banking) = Kotak Mahindra Bank
16. ‘Connect Card’, (ATM cum Debit card in association with VISA that can be used for ecommerce across five lakh merchant outlets) = Indian Overseas

GK MCQ FOR BANK EXAM


GK MCQ FOR BANK EXAMS

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1. Who was appointed as the CEO of Wipro?
1) Abid Ali Z. Neemuchwala
2) T. Kurien
3) Lalitha Kumaramangalam
4) Ramesh Sippy
2. Who of the following has won the 2015 Costa Novel Prize?
1) Frances Hardinge
2) Kate Atkinson
3) Andrea Wulf
4) Helen Macdonald
3. Vilmos Zsigmond, who passed away recently, belong to which of the following fields?
1) Politician
2) Scholar
3) Sportsperson
4) Cinematographer
4. Which of the following organisations has launched Jeevan Labh Scheme?
1) New India Insurance Ltd
2) National Insurance Company Ltd
3) State Bank of India
4) Life Insurance Corporation of India
5. Who of the following is the author of the book titled 'Jinnah Often Came to Our House'?
1) Jaswant Singh
2) Kiran Doshi
3) Nisid Hajari
4) Jairam Ramesh
6. On what date, the World Braille Day is observed?
1) January 4
2) December 30
3) November 9
4) April 11
7. Which of the following states became the first state in the country to sign MoU for UDAY scheme?
1) Rajasthan
2) Gujarat
3) Uttar Pradesh
4) Jharkhand
8. The 14 km long Zojila tunnel will be constructed in which of the following states?
1) Sikkim
2) Jammu & Kashmir
3) Uttarakhand
4) Himachal Pradesh
9. In the context of India's defence system, "Pinaka II" refers which one of the following?
1) Anti-Radiation Missile (ARM)
2) Anti-Tank Guided Missile (ATGM)
3) Multi - Barrel Rocket Launcher (MBRL) system
4) Nuclear - Capable Ballistic Missile
10. Which of the following committees has submitted report to Supreme Court for reforms in BCCI?
1) H L Dattu committee
2) R M Lodha committee
3) P Sathasivam committee
4) Chandra committee
11. Which of the following bank acquires 10% stake in Institutional Investor Advisory Services (IIAS) for Rs.1 crore?
1) Kotak Mahindra Bank
2) ICICI Bank
3) Axis Bank
4) HDFC Bank
12. National Bank for Agriculture and Rural Development (NABARD) signed an Memorandum of Understanding (MoU) with which of the following for monitoring Watershed Projects?
1) Central Glass and Ceramic Research Institute (CGCRI)
2) National Remote Sensing Centre (NRSC)
3) Central Institute of Technology (CIT)
4) Indian Association for the Cultivation of Science (IACS)
13. Raghunandan Mandal has passed away recently, he related to?
1) Politics
2) Scholar
3) Sportsperson
4) Cinematographer
14. Which of the following companies has acquired Shifu for $8 million to enrich customer experience?
1) Paytm
2) Flipkart
3) Amazon
4) Myntra
15. Which of the following financial entity has been penalised by the Securities and Exchange Board of India (SEBI) for breaching the stock broker regulations?
1) R. V. Verma
2) Ashwini Kumar
3) Ravindra Kumar
4) Anand Rathi
16. A friendship bus service between India and ........ was flagged off via Champawat district in Uttarakhand.
1) Nepal
2) Japan
3) Australia
4) Canada
17. Who among the following is the brand ambassador for 'Changing Diabetes' for Novo Nordisk?
1) Rahul Dravid
2) V.V.S Laxman
3) Virender Sehwag
4) Sachin Tendulkar
18. Prime Minister Narendra Modi inaugurates the five-day 103rd Indian Science Congress (ISC) in which of the following city?
1) Mysore
2) Bengaluru
3) Chennai
4) Pune
19. Where is the headquarter of United Nations Children's Fund (UNICEF) located?
1) New York
2) Berlin
3) Italy
4) Washington D.C
20. Who of the following has been appointed as new chief of UN High Commissioner for Refugees (UNHCR)
1) Helle Thorning
2) Jeffry Sachs
3) Filippo Grandi
4) Achim Steiner
21. Who of the following has become the first batsman to score more than a 1,000 runs in an innings in any form of cricket?
1) Ravindra Wade
2) Pranav Dhanawade
3) Prithvi Shaw
4) Mobin Sheikh
22. Who of the following has won the gold in the women's 10 metre air rifle event at the Swedish Cup Grand Prix?
1) Rahi Sarnobot
2) Apurvi Chandela
3) Rajyashree Kumari
4) Chandro Tomar
23. In which of the following states the Ganga Gram Yojana has been launched?
1) Uttarakhand
2) Bihar
3) West Bengal
4) Uttar Pradesh
24. For what purpose, the Stand Up India Scheme has been launched?
1) To promote entrepreneurship among SC/ST
2) To promote entrepreneurship among Rural Youth
3) To promote entrepreneurship among Woman
4) To promote entrepreneurship among SC/ST and Women
25. Who of the following is the author of the novel titled - Go Set a Watchman?
1) Cynthia Lord
2) Bill Clegg
3) Marlon James
4) Harper Lee
Answers:
1-1, 2-2, 3-4, 4-4, 5-2, 6-1, 7-4, 8-2, 9-3, 10-2
11-1, 12-2, 13-1, 14-1, 15-4, 16-1, 17-4, 18-1, 19-1, 20-3
21-2, 22-2, 23-4, 24-4, 25-4.

Tiger Reserves in India


Tiger Reserves in India


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Assam
Kaziranga Tiger Reserve
Manas Tiger Reserve
Nameri Tiger Reserve
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Arunachal Pradesh
Namdapha Tiger Reserve
Pakhui Tiger Reserve
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Andhra Pradesh
Nagarjunsagar-Srisailam Tiger Reserve
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Bihar
Valmiki National Park
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Chhattisgarh
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Achanakmar Tiger Reserve
Indravati Tiger Reserves
Udanti & Sitanadi Tiger Reserve
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Jharkhand
Palamau Tiger Reserve
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Karnataka
Bandipur Tiger Reserve
Nagarhole Tiger Reserve
Bhadra Tiger Reserve
Anshi Dandeli Tiger Reserve
Biligiri Ranganatha Swamy Temple Wildlife Sanctuary
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Kerala
Periyar Tiger Reserve
Parambikulam Tiger Reserve
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Madhya Pradesh
Bandhavgarh Tiger Reserve
Satpura Tiger Reserve
Kanha Tiger Reserve
Panna Tiger Reserve
Pench Tiger Reserve
Sanjay-Dubri Tiger Reserve
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Maharashtra
Melghat Tiger Reserve
Pench Tiger Reserve
Tadoba Andhari Tiger Project
Sahyadri Tiger reserve
Nagzira-Navegaon Tiger Reserve
Bor Tiger Reserve
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Mizoram
Dampa Tiger Reserve
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Odisha
Satkosia Tiger Reserve
Simlipal Tiger Reserve
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Rajasthan
Mukundara Hills Tiger Reserve
Ranthambore Tiger Reserve
Sariska Tiger Reserve
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Tamil Nadu
Anamalai Tiger Reserve
Kalakkad Mundanthurai Tiger Reserve
Mudumalai Tiger Reserve
Sathyamangalam Tiger Reserve
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Telangana
Kawal Tiger Reserve
Nagarjunsagar-Srisailam Tiger Reserve
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Uttar Pradesh
Dudhwa Tiger Reserve
Pilibhit Tiger Reserve
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Uttarakhand
Jim Corbett Tiger Reserve
Rajaji National Park
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West Bengal
Buxa Tiger Reserve
Sunderbans Tiger Reserve.

Banking Materials : Taglines Of Public Sector Banks


Taglines Of Public Sector Banks 

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State Bank Group- Pure banking nothing else
Allahabad Bank- A tradition of trust
Andhra Bank- Much more to do, with YOU in focus
Bank of Baroda- India’s international bank
Bank of India- Relationships beyond banking
Bank of Maharashtra - One family one bank
Canara Bank - Together We Can
Central Bank of India- Build A Better Life Around Us
Corporation Bank- Prosperity for All
Dena Bank- Trusted Family Bank
IDBI Bank- Banking for All
Indian Bank- Taking banking technology to the common man
Indian Overseas Bank- Good people to grow with
Oriental Bank of Commerce- Where every individual is
committed
Punjab National Bank- A Name you can Bank Upon
Syndicate Bank- Your faithful & friendly financial partner
UCO Bank Honours Your Trust
Union Bank of India- Good People to Bank with
United Bank of India- The Bank that begins with U
Vijaya Bank - A Friend You can Bank Upon

Banking Quiz : Banking Awareness Quiz For SBI Clerk

Banking Awareness Quiz For SBI Clerk
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1. Savings bank accounts are opened by ______
1) Individuals for savings purposes
2) Limited Companies and Partnerships for Savings purposes
3) Traders and Manufactures for business purposes
4) Co-operative banks for savings
5) None of these
2.Which of the following is not a component of India's Securities Market ?
1) Corporate Equity
2) Derivatives on Currency
3) Government Bonds
4) Commodity Futures
5) None of these
3. Gilt - edged market means _____
1) Market of govt. securities
2) Bull market
3) Market of guns
4) Market of pure metals
5) None of these
4. On which one of the following issues can SEBI penalize any company in India ____
I) Violation of Banking Regulation Act.
II) Violation of Foreign Portfolio of Investment guidelines.
III) For violation of Negotiable Instrument Act.
1) Only II
2) Only I
3) Both I and II
4) Both II and III
5) None of these
5. Resident foreign currency account can open only for-
1) Public Sector Banks
2) Scheduled Commercial Banks
3) Private Sector Banks
4) Regional Rural Banks
5) None of these
6. The full form of SPNS is-
1) Sharing process network system
2) Shared payment network system
3) Shared procedural network system
4) Shortest possible networking system
5) None of these
7. Union government approved the constitution of the 7th pay commission. Its recommendations are likely to be implemented with effect from January 1, 2016. Who has been appointed as Chairman of the Commission ?
1) Ashok Kumar Mathur
2) Srinivasa Varadachariar
3) B. N. Srikrishna
4) Ashok Jain
5) None of these
8.Which is the full form of the abbreviation IFRS as used in corporate/financial sector ?
1) International Financial Reporting Standards
2) Indian Financial Reconciliation Standards
3) International and Formal Reporting System
4) Indian Formal Reporting System
5) None of these
9.What is the maximum balance amount that is eligible for earning interest in a Normal savings bank account ?
1) Rs 2.5 Lakh
2) Rs 3.5 Lakh
3) Rs 2 Lakh
4) No limit
5) None of these
10.Which of the following is not a primary function of a bank ?
1) Facilitating import of goods
2) Issuing Bank Drafts
3) Granting Loans
4) Selling Gold / Silver Coins
5) None of these
Answers ::
1-1
2-2
3-1
4-4
5-2
6-2
7-1
8-1
9-4
10-1