CAIIB RETAIL BANKING RECOLLECTED QUESTIONS

Sharing some collections. You can share more if u have . Happy Reading :)

• Case study on UPI
• AEPS
• REVERSE MORTGAGE FOR SENIOR CITIZENS[RLEAC]
• problems on straight line
• WDV method
• Educational loan on foreign study
• 5q on empathy,responsiveness,assurance
• 2q on augmented, core product
• Reverse mortgage equity linked case study
• FSI construction cost based
• UPI based
• 80c/24(b) ICT act 1961 based
• Priority sector in different sector with perc of ANBC
• PROGATE full form
• BBPS component
• fraud in operation risk
• straight line method
• written down value method
• encumbrance value
• Home loan
• Service quality based case study
• PPI based case study
• Total compound interest applicable
• EMI
• Present value and future value
• Full form of MMID ?
• UPI transaction max limit ?
• Mobile banking per day and per month limit?
• Housing loan % of priority sector?
• Margin for RML (Reverse Mortgage Loan) with annuity ?
• 1. Sukanya samridhi yojana
• 2. Atal pension yojana
• 3. Basic saving ac - 1 qtn
• 4. Customer relationship management
• 5. Full form of CIA
• 6. one on IMPS
• 7. future value 2 qtn
• 8. BCSBI 7 qtn
• 9. Education loan 5 qtn
• 10. Who give subsidy on mudra loans?
• 11. One question on rule 72?
• 12. Ordinary annuity one question?
• 13. Product stage
• 14. Mobile banking limits?
• 15. Safety esteem self actualization
• 16. Reliability responsiveness
• 17. ROC pulling
• 18. Max limit for prepaid instruments, expiry of prepaid instruments
• 19. Mudra loan - It is 50000 to 10 lakhs
• 20. 80c rebate? - Rs. 1.5 lakhs
• 21. Withdrawal allowed in ATM's?
• 22. CERSAI is formed under which act?
• 23. Many questions from retail banking services
• 24. Reverse mortgage
• 25. Para banking
• 26. 80C limit
• 27. PM fosol bima yojona
• 28. CTR
• 29. CERSAI - which act
• 30. PMSBY - claim amout after losing one eye or one leg or hand
• 31. PMEGP - implemented through
• 32. POS
• 33. EWS_size
• 34. RML
• 35. CRM gap-iii between
• 36. Merchant banking means
• 37. Closed ended fund
• 38. APY
• 39. Advantage and disadvantage of retail banking
• 40. Limit of cash withdrawn from other bank ATM. Option 5000, 100000, 20000, 2500
• How many neft settlements in a day?
• Tax benefit in Home loan
• Credit card cycle
• NEFT/RTGS max n min limit
• Basic diff.b/w rtgs n neft
• Benefit of pvt. Banking
• Wealth mgmt for corporates
• Education loan repayment/defaults
• EMI
• Income tax
• Rule 72
• Essence of crm
• Bharat bill paymnt systm
• Priority of charge in mortgage
• Brown label atm
• Purpose of securitisation
• Conditions for pension fund mgmt
• Mutual fund conditions for bank
• Approval for insurance
• Propagate model
• 7Ps
• ATM transactions in metro cities
• SARFAESI
• DRT
• Internet banking
• Mobile banking
• Internet Banking- strategy adaptation
• Depreciation by both methods
• Capital gain
• Annuity
• FSI Calculations
• Full form of CDO
• Product meaning??
• Airline company used which model..SBU..INTEGRATED MODEL???
• RUPAY card is issued by NPCI
• Case study related to Internet banking 5 questions
• Case study related to credit card charges and other
• Register mortgage date and deposit of title deed
• Implementation model related
• WRBR.. Full form??
• Date of execution of documents.. 4 months
• Augmented product...
• Expected product...
• Under NEFT, number of settlement on week days are..12
• RTGS minimum and maximum amout...
• Disadvantages of Retail banking...
• Mobile banking maximum amout per txn and monthly threshold related 5 questions
• IFSC CODE TOTAL ALPHA..and numerics
• SFMS
• Question on hni, super hni, ultra hni category..
• Wether the cibil report can be given to customer after levying some charge or not..
• Whether moratorium is given for second hand car...
• Moslow theory : Case study on needs
• RTGS : when processing
• Education loan : case study about margin
• On college fee hostel fee computer fee other expenses..
• WDV : Case Study on Depreciation l
• Credit Card : Case study on interest , risk , overdue amount....
• Valuation of urban land ,agriculture land Method criteria etc.....
• NEFT : 12 batches
• Super affluent : 50-400 Lakhs
• Case study on wdv method
• Three questions on rent capitalization method
• Case study on maslow hierarchy
• Case study on tangibles..assurance..responsivess wale 5 factors
• Emi calculation 2 questions
• Theory was easy
• Sbu 1 question
• Horizontally organized model
• credit card bill (case study 5 qus.)
• Three questions on rent capitalization method
• Neft batches - 12 batches
• depreciation numerical...
• case study on gift card...
• Fullform of USP - Unique Selling Proposition
• case study on education loan for abroad...
• 1. 2 Case studies on priority charge on mortgage
• 2. Problem on depreciation(By WDV)... eg. Wht will be the book value after 3 years?
• 3. Calculating future value
• 4. Diff between NEFT and RTGS
• 5. Questions on DSA
• 6. Case study on tax exemptions ( both interest and principal repayment)?
• 7. Prob on Depriciation by straight through method?
• 8. What does securitisation means?
• 9. Risk involved with DSA?
• 10. Questions on Potential product PROPAGATE?
• 11. EMI Calculation
• 12. Questions on vertical, horizantal model
• 13. How Many NEFT settlement on weekdays and saturday
• 14. How many characters in UTR?
• 15. Question on WRBR
• 16. Case study on education loan... all the fig are given ( eg. Hostel fee, tution fee,
• other expenses and bank margin).... we have to calculate max permissible bank loan
• 17. One critical case study on credit card... credit card limt, free int period, int rate, over
• limit penalty, due date and purchase date are given... We have to calculate int chraged
• a. if the customer pays the amt due after 18 days from due date
• b. If he pays half amt before due date then calculate int charged for remaining amt on a
• particular date?
• C. If the amt cro sses the limit then calculate the amt he has to pay
• 18. If we allow overdraft in CC a/c and the customer does not repay it, then can we
• approach DRT ? There are four options and we have to choose the correct one
• How many neft settlements in a day?
• Tax benefit in Home loan
• Credit card cycle
• NEFT/RTGS max n min limit
• Basic diff.b/w rtgs n neft
• Benefit of pvt. Banking
• Wealth mgmt for corporates
• Education loan repayment/defaults
• EMI
• Income tax
• Rule 72
• Essence of crm
• Bharat bill paymnt systm
• Priority of charge in mortgage
• Brown label atm
• Purpose of securitisation
• Conditions for pension fund mgmt
• Mutual fund conditions for bank
• Approval for insurance
• Propagate model
• 7Ps
• ATM transactions in metro cities
• SARFAESI
• DRT
• Internet banking
• Mobile banking
• 1. Case study on Prepaid instrument
• 2. Case study on Depreciation WDV and SLM methods
• 3. Case study on Bharat Bill Payment System
• 4. Case study on CERSAI
• 5. Case study on ekyc
• 6. Case study on car loan?
• 7. Case study on 'housing loan for all' by newly launched scheme
• 8. Case study on Vehicle loan
• 9. Case study on Credit card billing
• 10. Case study on Education loan problem
• 11. Case study on Future value of ordinary annuity
• 12. Case study on BCSBI - 10 questions (theory based)
• 13. Case study on Future value of bond/annuity
• 14. Case study on Maslow Needs
• 15. Case study on CRM
• 16. Case study on EMI
• 17. Case study on Capital gain
• 18. Case study on Calculate Present value
• 19. Case study on RML
• Question on hni, super hni, ultra hni category..
• Wether the cibil report can be given to customer after levying some charge or not..
• Whether moratorium is given for second hand car...
• Moslow theory : Case study on needs
• RTGS : when processing
• Education loan : case study about margin
• On college fee hostel fee computer fee other expenses..
• WDV : Case Study on Depreciation l
• Credit Card : Case study on interest , risk , overdue amount....
• Valuation of urban land ,agriculture land Method criteria etc.....
• NEFT : 12 batches
• Super affluent : 50-400 Lakhs
• Case study on wdv method
• Three questions on rent capitalization method
• Case study on maslow hierarchy
• Case study on tangibles..assurance..responsivess wale 5 factors
• Emi calculation 2 questions
• Theory was easy
• Sbu 1 question
• Horizontally organized model
• credit card bill (case study 5 qus.)
• Three questions on rent capitalization method
• Neft batches - 12 batches
• depreciation numerical...
• case study on gift card...
• Fullform of USP - Unique Selling Proposition
• case study on education loan for abroad...
• Numericals from book about
• Encumberence ratio
• Tax saving on HL
• Case studies under IBA education loan
• Calculation of PV FV
• Case study on reliability, tangibility, assurance (customer expectations)
• Masala bond
• Prepaid instrument
• MSME act
• Full form of USP
• Who heads DRAT?
• Sum on WDV and SLM