Discussion :27.09.2018, Correct me for any mistake and share more question in comments. Happy Reading :)
In case of company ROC registered with in
30 days
45 days
60 days
90 days
Ans- 30 days
which type of account is opened for providing working capital limits?
a. savings
b. cash credit
Ans- B Cash credit
the stamp duty varies from state to state?true.false
Ans- True
who charges syndication fee from the borrower?
a. lead bank
b. Sharing bank
c. gurantor
Ans- Lead bank
Hypothecation is for
Movable
Immovable
Ans- Movable
Difference between consortium n syndication lending?
Consortium is only for WC and syndication is for both
Consortium too many banks come together for a large loan. Syndication where borrowerr approaches lead bank n lead bank wil then appr0ach other banks
Multiple or consortium for large loans
True
False
Ans- True
Assignment for
Gold
Lic
Vehicle
Land
Ans- Lic
Third party guarantee can be individual only
True/ false?
False, Legal entity too
Stamp duty varies state to state
True
False
Ans- True
Constructive possession?
Pledge where borrower have possession
Multiple banking?
Multiple Banking is a bankingarrangement where a borrowal avails of finance independently from more than one bank. Thus, there is no contractual relationship between various bankers of such borrower.
% of loan components for working. Capital credit limit 10 cr & above?
80%
Consortium banking & multiple banking are same.
True/ false
Date of execution should be __ than date of stamping
never be earlier
Rbi encourages multiple/consortium banking for small loans...true/false
false
Date of execution of documents should never be earlier than date of stamping
Can documents filled after sign of borrower?
No
rbi encourages large amont of loans under consortium/multiple banking
Difference between loansyndication and consortium finance
In case of company ROC registered with in
30 days
45 days
60 days
90 days
Ans- 30 days
which type of account is opened for providing working capital limits?
a. savings
b. cash credit
Ans- B Cash credit
the stamp duty varies from state to state?true.false
Ans- True
who charges syndication fee from the borrower?
a. lead bank
b. Sharing bank
c. gurantor
Ans- Lead bank
Hypothecation is for
Movable
Immovable
Ans- Movable
Difference between consortium n syndication lending?
Consortium is only for WC and syndication is for both
Consortium too many banks come together for a large loan. Syndication where borrowerr approaches lead bank n lead bank wil then appr0ach other banks
Multiple or consortium for large loans
True
False
Ans- True
Assignment for
Gold
Lic
Vehicle
Land
Ans- Lic
Third party guarantee can be individual only
True/ false?
False, Legal entity too
Stamp duty varies state to state
True
False
Ans- True
Constructive possession?
Pledge where borrower have possession
Multiple banking?
Multiple Banking is a bankingarrangement where a borrowal avails of finance independently from more than one bank. Thus, there is no contractual relationship between various bankers of such borrower.
% of loan components for working. Capital credit limit 10 cr & above?
80%
Consortium banking & multiple banking are same.
True/ false
Date of execution should be __ than date of stamping
never be earlier
Rbi encourages multiple/consortium banking for small loans...true/false
false
Date of execution of documents should never be earlier than date of stamping
Can documents filled after sign of borrower?
No
rbi encourages large amont of loans under consortium/multiple banking
Difference between loansyndication and consortium finance
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