CAIIB BFM : Unit 23 Banking Regulation and Capital

1. BIS full form?
Ans- Bank of International Settlement

2. BIS Accord was given in which year?
Ans- 1988

3. Which is the first attempt to set international risk based standards for capital adequacy?
Ans- BIS Accord

4. BCBS full form?
Ans- Basel Committee on Banking Supervision

5. Acc to Basel -1 accord .... percent of CRAR was prescribed for international banks.
Ans- 8%

6. In India , banks are required to maintain minimum .... percent CRAR.
Ans- 9%

7. Capital adequacy is split in two categories for which purpose.
Ans- Supervisory

8. Certain Reserves and Subordinated debt are included in which tier?
Ans- Tier2

9. Share capital and undisclosed reserves are included in which tier?
Ans- Tier 1

10. Perpetual Non- Cummulative Preference Shares are included in which tier?
Ans- Additional Tier 1

11. DTA is tangible/ intangible asset?
Ans- Intangible
( Deferred tax Asset)

12. Which buffer is created by banks in good time?
Ans- Countercyclinal Capital Buffer

13. .... risk creates ripple effect.
Ans- Systematic Risk

14. In calculating which ratio both the balance sheet and non balance sheet items are considered.
Ans- Cooke Ratio

15. Banks are required to maintain capital conservation buffer of .... percent?
Ans- 2.5%

16. Intangible assets will be deducted from?
Ans- Tier 1

17. Tier I is also called as?
Ans- Core capital

more qus will be updated shortly