CAIIB ABM UNIT 32 : Risk Management And Credit Rating

Discussion 28.09.2018

 CDR?
Corporate Debt Restructuring

Cln?
Ans-Credit Linked Notes

Political risk is external or internal factor?
Ans- External

Adverse market movement which type risk?
Market Risk

Natural Calamity causes which risk ?
Ans- Operational

Fixing exposure limit is macro or micro level step for mitigation cr risk?
Ans- Macro

Difference between internal & external ratings
Below 5cr internal rating and above 5cr ext rating
External cr rating mainly based on rating agencies

Credit rating is a system of
a. Measuring risk
b. mitigating risk
c. Migrating Risk
d. credit Appraisal
Ans-a

ISDA?
Ans-International swap & derivatives association acceleration

Credit rist hedging derivatives are........?
Ans- CRT CDS CDO CLN

Din?
Director identification number

CRESAI? CRESAI defines under which act?
Central Registry of securitisation asset reconstruction and security interest of India,Sarfaesi 2002

Rbi guidelines___________cds are allowed?
Plain Vanilla
Cds issued only in plain vanilla

Cibil was set up by which banks ? & When?
Ans- SBI in association with hdfc in January 2001

____ Approach already adopted by all banks
Ans-

Cibil now changed to________?
Ans- TransUnion CIBIL LTD

Membership & annual fees for CI's
Ans- 10000 and not exceed 5000

Crilc?
Ans- Central respository information on large credit

Exposure Limit under crilc
5 crore and above

How many CIC in India?
Ans-4

Crop loan included or exempted in CRILC?
Exempt or exclude

CRILC set up by.....?
RBI

Rbi guidelines reporting current account balance?
1cr and above

IRB?
internal rating based

Limit for Willful defaulter cis required to submit?Also mention time period ?
25lac & above,Time not later than month from reporting date

Thanks team.-Selvaraj T, Sandeep Nikam, Sonal, Tt,Lalu Poddar, Manju, Roselin,Devil,Divan Batcha,Sugitha

Correct me for any mistake. Add more qus in Comments.